Reviews

Nibble
Nibble is a P2P crowdfunding platform based in Spain, specializing in SME investments. It was founded in 2019 and is part of the IT Smart Finance Group (ITSF), a financial conglomerate established in 2014 with a presence in Spain and Russia. The conglomerate has over 200 employees worldwide across its various companies. With Nibble, individuals or legal entities with bank accounts in European countries have the opportunity to invest in SMEs through P2P lending. The platform offers a diverse range of investment opportunities and allows investors to start with a minimum investment of 10 EUR. Nibble's website is available in multiple languages, including English, Spanish, Russian, Deutsch, and Italian, making it accessible to a wider audience. This global reach allows the platform to attract investors from different countries and create a diverse investment community. One of the key factors of Nibble is their advertised return of 0.19, offering a potential return on investments. This can be an attractive option for individuals looking to grow their savings or diversify their investment portfolios. Overall, Nibble provides an inclusive and convenient platform for individuals or legal persons across Europe to invest in SMEs, with its easy-to-use website and low minimum investment requirement.

MICROWD
MICROWD is a crowdfunding platform based in Spain that specializes in offering debt-based investment opportunities within the personal loans industry. Established in 2015, the platform aims to support women entrepreneurs in Latin America in launching or enhancing their businesses. MICROWD operates primarily in Spanish and English languages and can be accessed through their website, which is located at https://www.microwd.es/. Investors on the MICROWD platform can contribute as little as 50 EUR as a minimum investment. The platform advertises a return rate of 0.07, providing an opportunity for financial gain. However, MICROWD differentiates itself by promoting its dedication to also creating a social impact. MICROWD welcomes investors from all over the world, allowing them to invest in Euros or US Dollars. This inclusive approach ensures that any citizen can participate and support women entrepreneurs in Latin America. In summary, MICROWD is a Spanish crowdfunding platform that focuses on debt-based investments in the personal loans industry. Founded in 2015, the platform's website is available in both Spanish and English. With a minimum investment of 50 EUR, investors can expect a return rate of 0.07. MICROWD's unique selling point lies in its commitment to empowering women entrepreneurs in Latin America while also offering financial opportunities to its investors, irrespective of their nationality.

REALTY BUNDLES
REALTY BUNDLES is a real estate crowdfunding platform founded in 2016 that operates in multiple countries across Europe, including Austria, Belgium, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Israel, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland, and the United Kingdom. The platform offers opportunities to invest in real estate through equity investments. The platform provides carefully selected real estate portfolios that are managed by expert real estate agencies. These portfolios are designed to offer a reduced risk of loss, making them attractive options for investors. REALTY BUNDLES allows almost anyone, regardless of their budget size, to invest and generate passive income from real estate. Investing in real estate through REALTY BUNDLES is made easy and user-friendly. They offer a system that is as simple as buying a pair of shoes online. By offering bundles instead of specific properties, they help investors build a diversified property portfolio, reducing their exposure to risk. When investing with REALTY BUNDLES, investors become partial owners of all the properties in the bundle/portfolio, proportional to their investment. As the investment portfolio grows, it becomes possible to add more assets to the bundle. Overall, REALTY BUNDLES provides a convenient and accessible platform for individuals to invest in real estate and generate passive income, with the added benefit of reduced risk through diversified portfolios.

Fellow Funders
Fellow Funders is a crowdfunding platform based in Spain that was founded in 2016. It offers equity investments in various industries including real estate, startups, SMEs, and health & science. The platform is available in both English and Spanish, making it accessible to a wide range of investors. The main mission of Fellow Funders is to provide Spanish companies with an alternative source of financing, while also offering investors opportunities to invest in projects with high growth potential. The platform aims to connect entrepreneurs and investors, facilitating the funding of innovative and promising ventures. Fellow Funders requires a minimum investment of 500 EUR, and while the advertised return is not specified, it can be assumed that investors have the potential to earn a return on their investments. The platform is open to both natural and legal persons who are residents of the European Union and are of legal age. Additionally, investors must have a current account with a European bank. For those outside the European Union, a valid NIE (Número de Identificación de Extranjero) is required to invest on the platform. This requirement ensures that the platform adheres to legal and regulatory guidelines. Overall, Fellow Funders provides a platform for investors to support and invest in Spanish companies, while also offering an avenue for companies to secure funding for their projects.
Walliance is a crowdfunding platform that focuses on real estate investments. Founded in 2017, the platform operates in France, Italy, and Spain, offering opportunities for individuals to invest in the real estate sector. The investment type offered on Walliance is equity, allowing investors to become shareholders in real estate projects. The platform provides a digital marketplace where investors can access a range of financial instruments to participate in real estate funding. These instruments include equity, lending, and debt options, enabling investors to choose the most suitable investment strategy for their needs. With Walliance, individuals have the opportunity to diversify their investment portfolios by investing in real estate projects across different countries. One advantage of Walliance is that it allows everyone to invest. There are no restrictions on who can participate, providing equal opportunities for both experienced and novice investors. The minimum investment required is 2,500 EUR, making it accessible to a wide range of investors. While the platform advertises various investment opportunities, there is no specific information available regarding the advertised return. However, potential investors can find detailed information and opportunities on Walliance's website, which provides information about ongoing and upcoming projects. Overall, Walliance offers a platform for individuals to invest in the real estate sector using various financial instruments, making it a versatile option for individuals looking to diversify their investment portfolios in France, Italy, and Spain.

Scramble
Scramble is a crowdfunding platform founded in 2020 that operates in multiple countries across Europe including Austria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, and the United Kingdom. The platform focuses on P2P lending investments in the startup industry. Scramble is a financial technology company with its headquarters based in Tallinn, Estonia. Its team is distributed throughout Europe, allowing for a diverse range of investment opportunities. The platform operates primarily in English, making it accessible to international investors. The minimum investment on Scramble is 10 EUR, allowing for small-scale investors to participate in crowdfunding campaigns. The advertised return on investment is 0.12, providing potential returns for those who invest through the platform. While most of Scramble's investors are based in the EU, the platform also accepts investors from other countries that are not prohibited by laws or sanctions. This open approach to investor eligibility allows for a wider pool of potential investors to contribute to startup projects. In summary, Scramble is a pan-European crowdfunding platform that specializes in P2P lending for startups. With its distributed team across various European countries and its headquarters in Estonia, the platform offers accessible investment opportunities primarily in English.

Flobers
Flobers is a crowdfunding platform based in Spain, founded in 2022, that focuses on facilitating investments in the green energy industry. The platform offers two types of investment options: equity and peer-to-peer (P2P) lending. With a minimum investment requirement of 500 EUR, Flobers aims to make investing in renewable energies accessible to a wide range of individuals and institutional investors. The platform's main objective is to democratize investment in the renewable energy sector, allowing investors to contribute to projects that generate a positive impact on the environment while also providing attractive returns. Flobers advertises a return of 7-8% on investments made through its platform. Flobers supports both Spanish and English languages, making it accessible to a broader audience. The platform's website, available at www.flobers.com, provides information about the investment opportunities, allowing potential investors to explore the available projects. Flobers is open to individual and institutional investors, including personal, corporate, accredited investors, and those aged 18 or above with a Spanish tax identification number. Overall, Flobers serves as a crowdfunding and crowdlending platform that aims to simplify the investment process in renewable energies and promote sustainable development.

Kirsan Invest
Kirsan Invest is a crowdfunding platform based in Spain that focuses on equity investments in the real estate industry. Established in 2010, Kirsan Invest provides an opportunity for both corporate and private investors to earn profitable returns by investing in their real estate and renewable energy projects. By eliminating the need for intermediaries, Kirsan Invest aims to maximize the returns for its investors. The platform offers a user-friendly website (https://kirsaninvest.eu/), where investors can easily navigate and find detailed information about the available investment opportunities. The minimum investment amount is set at 50 EUR, making it affordable for individuals with different financial capacities to participate. Kirsan Invest advertises an attractive return rate ranging from 10% to 17%, creating an enticing proposition for potential investors. These returns are generated through the development and completion of various real estate and renewable energy projects, ensuring a diverse investment portfolio. One of the key advantages of investing through Kirsan Invest is the direct access it provides to the real estate market without the need for extensive knowledge or experience. By investing in real estate projects on this platform, investors can take advantage of the potential growth and stability offered by the market. Overall, Kirsan Invest presents a compelling crowdfunding platform for those looking to invest in the real estate industry in Spain. With its straightforward investment process and promising returns, it appeals to both individual and corporate investors seeking profitable opportunities in this sector.
Viainvest is a crowdfunding platform that was founded in 2016 and is based in the Czech Republic, Latvia, Poland, Romania, Spain, and Sweden. It operates in the P2P lending industry and specializes in providing investment opportunities to small and medium-sized enterprises (SMEs). The platform allows private investors, both individuals and legal entities, to invest in loans originated by non-banking lenders, specifically the VIA SMS Group and its subsidiaries. The loans offered on Viainvest consist mainly of short-term loans, providing investors with opportunities for quick returns. The minimum investment required is 50 EUR, making it accessible to a wide range of investors. The platform advertises a return of 0.13, indicating a potentially lucrative investment opportunity. To be eligible to invest on Viainvest, individuals must be at least 18 years old and have tax residency within one of the European countries, Switzerland, or the United Kingdom. The registration process involves providing personal information and making the first deposit to the VIAINVEST investor account. Once the personal information matches the bank information of the investor, the profile becomes active, and investing can begin. Viainvest offers its services in English and Latvian, making it accessible to a broader international audience. The platform's website provides further information and allows potential investors to sign up and start investing.

Brickstarter
Brickstarter is a Spanish crowdfunding platform that primarily focuses on real estate investments in the vacation rental industry. Founded in 2017, it offers individuals and companies registered in Spain the opportunity to invest in equity-based projects. The platform allows investors to contribute a minimum amount of 50 EUR towards various real estate ventures. Brickstarter operates in both Spanish and English, making it accessible to a wider audience. Its website, located at https://brickstarter.com/, provides a user-friendly interface to cater to the needs of potential investors. Advertised returns on investments through Brickstarter stand at 0.05, providing a promising return on investment for participants. The platform distinguishes itself by specializing in vacation rental properties, recognizing the growing demand and potential profitability of this industry. By focusing on this niche market, Brickstarter offers investors an opportunity to diversify their portfolios and take advantage of the increasing popularity of vacation rentals. However, Brickstarter imposes certain eligibility criteria for investors. Participation is open to individuals who are of legal age and possess Spanish or EU nationality, as well as to companies registered in Spain. Overall, Brickstarter aims to democratize real estate investments by providing a transparent and accessible crowdfunding platform for investors interested in the vacation rental industry.

Crealsa
Crealsa is a Spanish crowdfunding platform founded in 2009. It operates as a peer-to-peer lending platform specifically catering to small and medium-sized enterprises (SMEs). The platform provides various financial services like promissory note discount, invoice advance, and credit lines, enabling quick and accessible financing for companies and self-employed individuals. Crealsa offers its services in both English and Spanish, making it accessible to a wider range of investors. The platform's website, https://crealsa.es/, serves as the central hub for investors to explore investment opportunities and learn more about the available financial services. To invest in Crealsa, a minimum investment of 10,000 EUR is required. However, there is no specific information available about the advertised return on investments. Both personal and corporate investors can participate on the platform, providing a diverse pool of funding options for SMEs. Crealsa aims to provide a user-friendly and efficient crowdfunding experience, streamlining the financing process and facilitating the growth of small and medium-sized businesses in Spain. Overall, Crealsa offers a reliable and accessible crowdfunding platform for investors in Spain, focusing specifically on P2P lending for SMEs.