Reviews
Maclear
Maclear is a crowdfunding platform based in Switzerland that focuses on P2P lending in the SME industry. Founded in 2020, it aims to provide individuals and corporate entities with safe investments and opportunities for passive income. The platform offers a user-friendly interface in both English and German languages, catering to a wider audience. Maclear's website, found at https://maclear.ch/?click_id=f6c83e99-b281-428c-85b4-0d2912eb17bf&utm_source=affiliate&utm_medium=circlewise&utm_campaign=CrowdSpace&ref=INVITE, allows users to start investing with a minimum investment of 50 EUR. The platform advertises a return of 0.14, which translates to a potential 14% return on investments. The main target audience for Maclear includes both personal investors and corporate entities looking for safe investment opportunities. By providing P2P lending options exclusively in the SME sector, the platform offers individuals the chance to support small and medium-sized businesses while earning passive income. With its user-friendly interface, multiple language options, and a relatively low minimum investment, Maclear strives to make investing accessible to a broader audience. The platform promotes itself as a reliable and secure option for both experienced and novice investors, encouraging users to invest today for potential returns.
OOMNIUM
Anyone can invest in OOMNIUM as long as they can meet the minimum investment requirement of 200.00. OOMNIUM is a crowdfunding platform based in Switzerland that focuses on equity investments in startups, SMEs, and sustainability-focused companies. It was founded in 2019. The platform offers an opportunity for individuals to support and invest in companies that align with their values. OOMNIUM emphasizes responsible crowdinvesting, enabling investors to contribute to the success of businesses they believe in. With a strong presence in Switzerland, OOMNIUM supports both French and German languages on its website, catering to a diverse investor base. This accessibility allows potential investors from different linguistic backgrounds to participate in the investment opportunities provided by the platform. While the exact return on investments is not advertised, OOMNIUM offers equity investments, providing investors with a chance to share in the potential success of the ventures they support. By investing in exciting startup ventures, small and medium-sized enterprises, and sustainable businesses, individuals can contribute to the growth and impact of these companies. In summary, OOMNIUM is a Swiss crowdfunding platform launched in 2019 that offers equity investments in startups, SMEs, and sustainability-focused companies. It welcomes investors from various backgrounds and emphasizes responsible crowdinvesting. Through OOMNIUM, individuals can invest in businesses whose values they share, supporting their growth and potential success.
Cashare
Cashare is a crowdfunding platform based in Switzerland that specializes in P2P lending. Founded in 2008, it is the first disruptive FinTech company in the country and has since become the largest and fastest growing crowdlending platform. Cashare caters to various investment types such as real estate, SME, and personal loans. This diverse range of industries allows investors to choose projects that align with their interests and risk tolerance. Whether individuals are looking to invest in property development, small business ventures, or personal financial needs, Cashare provides a platform for borrowers and investors to connect and facilitate loan transactions. The minimum investment required on Cashare is 100 EUR, making it accessible to a wide range of investors. Unfortunately, the advertised return on investment is not specified, meaning that potential investors may need to conduct further research to determine if the platform meets their financial goals. Overall, Cashare offers a user-friendly website where investors can browse through various loan opportunities and make informed investment decisions. While detailed information on the platform's language options is not provided, it aims to cater to a broader international audience. Investing on Cashare is open to both individual and institutional investors, contributing to the platform's growth and success in the Swiss crowdfunding industry.
FundEego
FundEego is a crowdfunding platform based in Switzerland. It was founded in 2014 and primarily focuses on P2P lending for Small and Medium Enterprises (SMEs). The platform aims to assist creators in bringing their projects to life by removing financial obstacles. Whether it's a creative, artistic, or solidarity project, FundEego provides a space for such ideas to flourish. The platform operates in both English and French, making it accessible to individuals from different linguistic backgrounds. FundEego's website, https://fundeego.com/, serves as the central hub for project creators and investors. With a minimum investment requirement of just 1 EUR, FundEego allows personal and corporate investors to contribute towards the realization of various projects. However, the platform does not provide specific details on the advertised return that investors can expect. FundEego's focus on P2P lending in the SME sector highlights its support for small businesses and entrepreneurs. By connecting project creators with potential investors, FundEego aims to foster entrepreneurship and innovation within Switzerland.
Creditgate24
CreditGate24 is a crowdfunding platform based in Switzerland that specializes in peer-to-peer lending. Since its establishment in 2015, it has focused on serving the small and medium-sized enterprise (SME) industry. The platform acts as a bridge between borrowers and lenders, allowing individuals and institutions to invest in loans. CreditGate24 provides borrowers with flexible financing solutions at favorable terms, as long as they meet the credit-worthiness criteria. The platform emphasizes transparency and aims to create mutually beneficial outcomes for both borrowers and lenders. Unfortunately, the information does not detail the specific advertised return on investments. With a minimum investment requirement of 500 EUR, CreditGate24 aims to enable a wide range of investors to participate in P2P lending. The platform's website, available at https://www.cg24.com/de/, facilitates easy access to the platform's services. While the information lacks specifics about the supported languages, CreditGate24 likely provides its services in multiple languages to cater to investors from various countries. This accessibility can attract a diverse pool of users interested in SME investments. Overall, CreditGate24 offers investors the opportunity to participate in P2P lending, connecting them with credit-worthy borrowers and striving to cultivate advantageous outcomes for all parties involved.
Creditworld
Creditworld is a crowdfunding platform based in Switzerland that was founded in 2015. It operates as a peer-to-peer lending platform, providing investment opportunities in the Small and Medium Enterprises (SME) industry. Their website, https://www.creditworld.ch/, offers a user-friendly interface for potential investors. Creditworld prides itself on offering socially and environmentally sustainable investment opportunities that adhere to ESG (Environmental, Social, and Governance) principles. By focusing exclusively on SME debt financing, they aim to meet the needs of businesses in this sector while providing investors with attractive opportunities. Although the minimum investment required is €500, the platform does not specify the advertised return on investments. This may be due to the variable nature of P2P lending, where returns can fluctuate depending on the success and repayment behavior of the borrowers. Creditworld’s vision is to actively shape the flow of capital, promoting sustainable investments and responsible financial practices. While the platform does not mention the languages available on their website, it is likely that they provide multilingual support to cater to a broader investor base. Overall, Creditworld offers a specialized crowdfunding platform for individuals interested in P2P lending in the SME industry. With its focus on sustainability and responsible investing, it appeals to socially and environmentally conscious investors seeking potential returns.
Swisspeers
Any individual or entity can invest in Swisspeers, as long as they meet the minimum investment requirement of 1,000 EUR. The platform is open to both Swiss and international investors. Swisspeers focuses on peer-to-peer lending, connecting SMEs in Switzerland with investors looking to finance their business loans. Founded in 2015, Swisspeers aims to provide a viable alternative to traditional bank loans for SMEs, enabling them to access funding more easily. By connecting businesses directly with investors, Swisspeers promotes greater transparency and efficiency in the lending process. The platform offers a user-friendly online interface where SMEs can create loan requests and investors can browse and invest in the opportunities that align with their investment goals. Swisspeers facilitates the entire process, including loan origination, credit assessment, disbursement, and loan servicing. While the exact return on investment is not explicitly advertised on the website, investors have the opportunity to diversify their investment portfolios and potentially earn attractive returns. By investing in multiple SME loans through Swisspeers, investors can spread their risk across different businesses and industries. Overall, Swisspeers provides a convenient and transparent platform for both SMEs and investors in Switzerland and beyond, fostering a mutually beneficial environment where businesses can access financing and investors can earn potentially attractive returns.
Lend
Lend is a crowdfunding platform based in Switzerland that specializes in P2P lending in the real estate, SME, and personal loans industries. Founded in 2015, Lend has quickly established itself as a prominent player in the Swiss consumer loan market, which has an estimated total value of CHF 7 Billion and a yearly volume of around CHF 4 Billion. In response to the Federal Council's decision in 2016 to lower the maximum interest rate permitted by law to 10%, banks have been utilizing that limit on a regular basis. This has created an opportunity for individuals and corporations to step in and fill the gap in lending through platforms like Lend. Lend offers its services in multiple languages, including English, German, and French, to cater to a wider audience. The platform's website, available at https://lend.ch/de/, provides all the necessary information and tools for potential investors to make informed decisions. To participate on the platform, investors are required to make a minimum investment of 500 EUR, although the advertised return is not specified. Lend invites both personal and corporate investors to take part in their P2P lending platform, connecting borrowers and lenders in a transparent and efficient manner. Overall, Lend presents a compelling opportunity for individuals and corporations looking to invest in the Swiss consumer loan market, with its user-friendly platform and diverse investment options in the real estate, SME, and personal loans industries.
Swisspeers Competitors
Swisspeers is a crowdfunding platform founded in 2015 and based in Switzerland. It operates in the P2P lending industry and specifically targets small and medium-sized enterprises (SMEs). The platform aims to provide these SMEs with direct access to business loans funded by investors, offering an alternative to traditional bank loans. As an online platform, swisspeers offers investors the opportunity to lend money directly to SMEs in need of financing. By cutting out the middleman, swisspeers aims to streamline the lending process and reduce costs for both borrowers and lenders. The platform is available in German, making it accessible to investors and borrowers in Switzerland and German-speaking regions. The minimum investment required to participate on swisspeers is 1,000 EUR, allowing a wide range of investors to participate. While specific information about the advertised return is not provided, swisspeers offers investors the opportunity to earn returns by lending funds to SMEs. The exact returns would vary based on individual investment choices and the creditworthiness of borrowers. The platform welcomes both personal and corporate investors, allowing individuals and organizations to participate in P2P lending to SMEs. This broadens the investor base and provides increased opportunities for SMEs to secure funding for their business needs. Overall, swisspeers provides a convenient and transparent platform for connecting SMEs in Switzerland with investors seeking lending opportunities, opening up new avenues for financing small businesses and potentially earning returns for investors.
3circlefunding.ch
3circlefunding.ch is a crowdfunding platform based in Switzerland that primarily focuses on peer-to-peer lending in the small and medium enterprise (SME) industry. Established in 2015, 3circlefunding aims to provide borrowers and lenders with more flexibility and autonomy over their loans. The platform operates in two languages, Dutch and English, making it accessible to a wider range of investors. With a minimum investment of just 1 EUR, it offers a low entry barrier for individuals who are interested in investing in SMEs. One of the unique features of 3circlefunding is that it allows borrowers to determine the interest rates for their loans. This empowers borrowers and enables them to find more favorable financing terms. Additionally, investors have the opportunity to sell loan parts in the secondary market, providing them with increased liquidity and potential for higher returns. The platform boasts a diverse range of investment opportunities, with advertised returns ranging from 3.5% to 10%. This wide range ensures that investors can select projects that align with their risk appetite and investment goals. Both personal and corporate investors can take advantage of 3circlefunding's offerings, enhancing its appeal to a broad investor base. The platform's user-friendly website, located at https://www.3circlefunding.ch/, provides a convenient and streamlined experience for users to access information and participate in investment activities. In summary, 3circlefunding.ch is a pioneering crowdfunding platform in Switzerland that facilitates P2P lending in the SME sector. Through its borrower-set interest rates and secondary market for loan parts, it empowers borrowers and offers increased flexibility to investors. With its low minimum investment requirement and attractive advertised returns, the platform presents an appealing opportunity for both personal and corporate investors.
Crowd4cash
Crowd4Cash is a crowdfunding platform based in Switzerland. Founded in 2016, it primarily offers peer-to-peer lending services to small and medium-sized enterprises (SMEs). The platform aims to connect investors with borrowers, allowing individuals and businesses to access crowdlending solutions. Although the exact advertised return is not specified, Crowd4Cash offers a minimum investment requirement of 500 EUR. This enables investors to participate in funding SMEs and potentially earn a return on their investment. However, more detailed information about the expected returns is not available on their website. Crowd4Cash caters to both private individuals looking to invest their funds and SMEs seeking financial assistance. By providing this platform, they facilitate peer-to-peer lending and enable borrowers to access much-needed capital. This not only benefits the borrowers but also presents an investment opportunity for individuals looking for alternative avenues to diversify their portfolios. The platform does not specify the languages offered on its website. However, as it operates in Switzerland, it can be assumed that it supports multiple languages to cater to a diverse user base. Overall, Crowd4Cash provides a crowdfunding solution that brings investors and borrowers together in Switzerland. With a focus on P2P lending and serving the SME industry, the platform offers a way for individuals to invest their funds while supporting businesses in need of financing.