Reviews
Nibble
Nibble is a P2P crowdfunding platform based in Spain, specializing in SME investments. It was founded in 2019 and is part of the IT Smart Finance Group (ITSF), a financial conglomerate established in 2014 with a presence in Spain and Russia. The conglomerate has over 200 employees worldwide across its various companies. With Nibble, individuals or legal entities with bank accounts in European countries have the opportunity to invest in SMEs through P2P lending. The platform offers a diverse range of investment opportunities and allows investors to start with a minimum investment of 10 EUR. Nibble's website is available in multiple languages, including English, Spanish, Russian, Deutsch, and Italian, making it accessible to a wider audience. This global reach allows the platform to attract investors from different countries and create a diverse investment community. One of the key factors of Nibble is their advertised return of 0.19, offering a potential return on investments. This can be an attractive option for individuals looking to grow their savings or diversify their investment portfolios. Overall, Nibble provides an inclusive and convenient platform for individuals or legal persons across Europe to invest in SMEs, with its easy-to-use website and low minimum investment requirement.
Viainvest is a crowdfunding platform that was founded in 2016 and is based in the Czech Republic, Latvia, Poland, Romania, Spain, and Sweden. It operates in the P2P lending industry and specializes in providing investment opportunities to small and medium-sized enterprises (SMEs). The platform allows private investors, both individuals and legal entities, to invest in loans originated by non-banking lenders, specifically the VIA SMS Group and its subsidiaries. The loans offered on Viainvest consist mainly of short-term loans, providing investors with opportunities for quick returns. The minimum investment required is 50 EUR, making it accessible to a wide range of investors. The platform advertises a return of 0.13, indicating a potentially lucrative investment opportunity. To be eligible to invest on Viainvest, individuals must be at least 18 years old and have tax residency within one of the European countries, Switzerland, or the United Kingdom. The registration process involves providing personal information and making the first deposit to the VIAINVEST investor account. Once the personal information matches the bank information of the investor, the profile becomes active, and investing can begin. Viainvest offers its services in English and Latvian, making it accessible to a broader international audience. The platform's website provides further information and allows potential investors to sign up and start investing.
Crealsa
Crealsa is a Spanish crowdfunding platform founded in 2009. It operates as a peer-to-peer lending platform specifically catering to small and medium-sized enterprises (SMEs). The platform provides various financial services like promissory note discount, invoice advance, and credit lines, enabling quick and accessible financing for companies and self-employed individuals. Crealsa offers its services in both English and Spanish, making it accessible to a wider range of investors. The platform's website, https://crealsa.es/, serves as the central hub for investors to explore investment opportunities and learn more about the available financial services. To invest in Crealsa, a minimum investment of 10,000 EUR is required. However, there is no specific information available about the advertised return on investments. Both personal and corporate investors can participate on the platform, providing a diverse pool of funding options for SMEs. Crealsa aims to provide a user-friendly and efficient crowdfunding experience, streamlining the financing process and facilitating the growth of small and medium-sized businesses in Spain. Overall, Crealsa offers a reliable and accessible crowdfunding platform for investors in Spain, focusing specifically on P2P lending for SMEs.
Crowdcube
Crowdcube is an equity crowdfunding platform founded in 2010 that operates in Spain and the United Kingdom. The platform specializes in connecting innovative startups in the SME industry with potential investors interested in earning returns by supporting new and promising businesses. Investment options on Crowdcube include equity and mini-bonds, providing investors with different avenues to diversify their portfolio. While information about the advertised return is not provided, the platform offers a minimum investment amount of 10 GBP, making it accessible to a wide range of investors. To be eligible to invest on Crowdcube, individuals need to be over 18 years old and legally entitled to invest. Additionally, investors must be residents of the UK or a country where they can legally receive financial promotions similar to those offered by Crowdcube. It is recommended that individuals seek legal advice if they are unsure about their eligibility to invest through the platform in their respective countries. Overall, Crowdcube provides a platform that supports the growth and development of innovative startups by facilitating access to capital from interested investors, while also offering individuals the opportunity to participate in the exciting world of equity crowdfunding. The platform's website is available in the English language.
SociosInversores
Anyone can invest in SociosInversores as long as they meet the minimum investment requirement of 2,000 EUR. The platform is open to investors from all over the world, not just restricted to Spanish residents. SociosInversores was founded in 2010 in Spain and is focused on the equity investment type. It caters specifically to startups and small and medium-sized enterprises (SMEs) in various industries. The platform provides a space for entrepreneurs to raise funds for their businesses while giving investors an opportunity to participate in companies with a viable business model and high growth potential. The crowdfunding platform does not disclose any specific advertised return, which suggests that investors can potentially earn varying returns based on the performance of the companies they invest in. It is worth noting that the platform does not guarantee any returns on investment. Although no specific information is given about the languages supported by SociosInversores, since it is based in Spain and primarily targeted towards Spanish startups and SMEs, it is reasonable to assume that it supports Spanish as its primary language. However, there may be support for other languages as well, catering to international investors. Overall, SociosInversores provides a platform for investors to participate in the growth of startups and SMEs in Spain, offering them an opportunity to diversify their investment portfolios while supporting promising businesses.
Goteo
Goteo is a Spanish crowdfunding platform founded in 2011. It offers equity investment in small and medium-sized enterprises (SMEs). The platform focuses on promoting projects that not only offer individual rewards but also generate a collective return by promoting the commons, open-source code, and free knowledge. Goteo's main aim is to support initiatives that have a positive impact on society and promote collaboration and the sharing of resources. By investing through Goteo, individuals can contribute to projects that align with their values and make a difference in their communities. The platform accepts investments in euros with a minimum investment of 10 EUR. Although the advertised return on investment is not mentioned, investors can expect to support projects that have the potential for social and environmental impact. Goteo is available in Spanish, making it accessible to Spanish-speaking investors. The platform's website, https://www.goteo.org/, provides information about the projects seeking funding, allowing potential investors to browse and select the projects they wish to support. This crowdfunding platform provides an opportunity for individuals to invest in projects that go beyond financial returns and promote common welfare, open-source code, and free knowledge. By supporting SMEs with a social impact, Goteo offers a unique investment option for those interested in making a difference in society.
Grow.ly
Any individual or legal entity can invest in Grow.ly as long as they comply with the platform's requirements. The platform allows investors to lend directly to small and medium-sized enterprises (SMEs) in Spain. Grow.ly operates based on peer-to-peer (P2P) lending, where multiple individuals contribute funds to finance the growth projects of these SMEs. Founded in 2013, Grow.ly is a registered Participatory Financing Platform with the CNMV (National Securities Market Commission), ensuring compliance with regulatory standards and providing a level of trust and security to investors. Grow.ly is primarily focused on supporting the heart of the economy, which comprises small and medium-sized businesses. By providing them with the necessary funding, the platform actively collaborates in their development, strengthening the overall economic landscape in Spain. With a minimum investment of 50 EUR, Grow.ly offers an accessible entry point for investors interested in participating in P2P lending and supporting local businesses. Although the platform does not specify an advertised return, investors can expect potential returns based on the interest rates negotiated with the SME borrowers. Despite the limited provided information, Grow.ly appears to be a promising crowdfunding platform that brings together investors and SMEs in Spain, fostering economic growth and development. More details about the platform, such as available languages, are not explicitly mentioned but can be explored on their website.
Ecrowd!
Ecrowd! is a Spanish crowdfunding platform founded in 2014 that specializes in peer-to-peer lending for small and medium-sized enterprises (SMEs). The platform allows organizations such as companies, municipalities, and communities to finance their investment projects through collective loan campaigns. One of the key advantages of Ecrowd! is that it allows these organizations to not only raise funds but also retain the loyalty of people within their own community. This means that individuals who have a vested interest in the success of the project, such as local residents or customers, can become lenders and contribute to its financing. The minimum investment amount on Ecrowd! is 50 EUR, making it accessible to a wide range of potential investors. However, the platform does not advertise a specific return rate, so the potential return on investment is not explicitly stated. Ecrowd! is available in multiple languages, although the specific languages supported are not mentioned. The platform's website, https://www.ecrowdinvest.com/, provides further information and resources for potential investors and borrowers. Overall, Ecrowd! offers a unique crowdfunding solution for organizations in Spain, allowing them to access funding through peer-to-peer lending campaigns while also engaging and empowering their local community.
Socilen
Socilen is a crowdfunding platform based in Spain that specializes in P2P lending. Founded in 2014, the platform offers investment opportunities in various industries, including real estate, SMEs, and sustainability projects. Socilen aims to provide an attractive alternative for investors by offering a platform for participatory financing. As a registered and authorized Participatory Financing Platform with the CNMV (the Spanish National Securities Market Commission), Socilen operates under strict regulations to ensure the safety and security of its investors. The platform is available in both English and Spanish, making it accessible to a wider audience. With a minimum investment of only 20 EUR, Socilen allows both personal and corporate investors to participate in their funding opportunities. While the exact advertised return on investment is not specified, Socilen emphasizes continuous innovation, suggesting that they are constantly working to improve their investment opportunities for investors. With its focus on P2P lending and a diverse range of industries including real estate, SMEs, and sustainability, Socilen provides a platform for investors to support projects they are passionate about while potentially earning returns on their investments. For individuals and corporations interested in crowdfunding opportunities in Spain, Socilen offers an accessible and regulated platform to explore.
Bolsa Social
Bolsa Social is a Spanish crowdfunding platform founded in 2014 that enables investors to support companies with a positive social impact. The platform offers two investment types, equity and debt, allowing investors to choose the most suitable option for their preferences. Bolsa Social primarily focuses on industries such as startups, SMEs, sustainability, green energy, and social causes. This diverse range of industries ensures that investors have various investment opportunities to choose from, while also promoting social and environmental benefits. The platform is available in both English and Spanish, making it accessible to a wider audience. With a minimum investment requirement of 50 euros, anyone can participate and contribute to social impact projects. Although the advertised return is not specified, investors on Bolsa Social can potentially earn up to 8% return on their investment. This attractive return rate may appeal to individuals looking for both financial and social returns. Investment restrictions exist based on investor categorization. "Non-accredited" investors are limited to a maximum investment of €3,000 per project or €10,000 per year across different projects. On the other hand, accredited investors face no such limitations, enabling them to invest without any restrictions on the amount or number of projects. Overall, Bolsa Social provides a platform for investors to contribute to ventures with a positive social impact. With its diverse industry focus and various investment options, the platform offers opportunities for individuals with different investment preferences and financial capacities to make a difference.
Colectual
Anyone can invest in Colectual as long as they meet the minimum investment requirement of 100 EUR. Colectual is a crowdfunding platform based in Spain that focuses on P2P lending in the SME industry. The company was founded in 2015 and prides itself on its ethical approach to activities. Colectual is authorized by the National Securities Market Commission and registered in the Registry of Participatory Financing Platforms. This regulatory approval provides investors with reassurance regarding the credibility and legitimacy of the platform. Although the advertised return is not specified, Colectual offers opportunities for individuals to invest in small and medium-sized enterprises. By participating in P2P lending, investors can contribute to the growth of these businesses and support economic development. They can diversify their investment portfolios and potentially earn attractive returns while making a positive impact on the SME sector. Colectual does not specify the languages used on its platform, but potential investors can visit their website at https://colectual.com/ for more information or to explore investment opportunities. Overall, Colectual offers a transparent, regulated, and ethical crowdfunding platform that allows individuals to invest in the SME sector in Spain.