Reviews
Goparity
GoParity is a crowdfunding platform based in Portugal that focuses on debt-based P2P lending. It was founded in 2017 and primarily caters to the SME industry, with a specific emphasis on sustainability, green energy, social causes, farming, and maritime projects. The platform offers an opportunity for individuals and institutions to invest in sustainable projects and earn competitive returns starting from a minimum investment of €5. GoParity aims to simplify the investment process and connect citizens who are interested in supporting environmentally friendly initiatives. With a multilingual interface available in English, Spanish, and Portuguese, the platform ensures accessibility to a wider audience. Investors can browse through the available projects and choose the ones they are interested in contributing to. The returns on investment are advertised at 0.06, making it an attractive option for individuals looking to diversify their investment portfolio and support impactful ventures. GoParity welcomes both private investors and institutional investors, providing an inclusive investment opportunity for anyone interested in supporting sustainable projects in various sectors. By investing as little as €5, investors can contribute towards the overall loan value of the projects they choose to support. Overall, GoParity offers a user-friendly and accessible platform for individuals and institutions to invest in sustainable projects and make a positive impact on the environment and society.
Edebex
Edebex is a crowdfunding platform operating in Belgium, France, Luxembourg, and Portugal. Founded in 2014, the platform focuses on peer-to-peer lending, specifically catering to small and medium-sized enterprises (SMEs). Edebex offers an innovative solution, allowing companies to sell their client invoices to investors on their online marketplace. By doing so, businesses can receive their payment within a few days, eliminating the need to wait for the invoice's due date. This quick and easy process provides immediate liquidity to companies, helping them manage their cash flow effectively. On the investor side, Edebex provides an opportunity to invest in these invoices, offering an alternative form of investment beyond traditional methods. However, specific details regarding the advertised return are not provided. Edebex's website serves as the platform for conducting these transactions, providing a convenient and user-friendly interface for both companies and investors. The platform does not specify the minimum amount for investment, but states that the minimum investment for selling invoices is set at 100,000 EUR. Overall, Edebex presents itself as a beneficial platform for SMEs seeking immediate access to funds through selling their invoices, while also providing an avenue for investors to diversify their portfolio.