Reviews
Monestro
Monestro is a crowdfunding platform based in Estonia that specializes in peer-to-peer (P2P) lending. It was founded in 2014 and operates in the SME and personal loans industry. The platform allows investors to directly connect with borrowers, eliminating the need for intermediaries. Investors on Monestro can make bids on loans based on real market conditions. They also have the opportunity to ask borrowers questions and access the secondary market. The minimum investment required is 10 EUR and the advertised return is 0.13. Monestro's website is available in multiple languages, including English, German, Estonian, and French. The platform is open to both individuals and companies, with certain eligibility criteria. Individual investors must be at least 18 years old and citizens or permanent residents of the European Economic Area or Switzerland. They are also required to have a bank account in the European Economic Area and have their identity successfully verified by Monestro. For companies, family trusts, partnerships, and other organizations, a bank account and registration in the European Economic Area or Switzerland are mandatory. However, UK citizens, residents, or taxpayers are currently not eligible to invest on Monestro. Overall, Monestro provides a user-friendly P2P lending platform for investors to support SMEs and personal loans, while also offering transparency and accessibility features such as the secondary market and direct interaction with borrowers.
Brickfy
Brickfy is an Estonian crowdfunding platform founded in 2019. It offers various investment types including equity, debt, and peer-to-peer lending. The platform caters to different industries such as real estate, small and medium enterprises (SMEs), personal loans, and mortgages. One of the standout features of Brickfy is its ability to facilitate portfolio diversification for investors. Not only does it allow diversification across different platforms, but it also enables diversification across different asset classes, including lending, equity, non-fungible tokens (NFTs), and cryptocurrency. This provides investors with a broader range of investment opportunities and the ability to spread their risk across different assets. Brickfy operates in English, making it accessible to a wider international audience. The platform has a minimum investment requirement of just 5 EUR, making it attractive to both retail investors and accredited investors. It advertises a return rate of 0.12, which could potentially generate attractive returns for investors. Overall, Brickfy aims to be a "Platform of Platforms" that addresses the needs of investors looking for diversified investment opportunities across various asset classes and industries. With its user-friendly interface and wide range of investment options, it offers a convenient platform for both experienced and novice investors to participate in crowdfunding. To learn more, interested individuals can visit the Brickfy website at https://brickfy.com/.
monefit
Monefit is a crowdfunding platform based in Estonia that specializes in peer-to-peer lending, specifically within the SME industry. Founded in 2006, Monefit aims to be the go-to financial toolkit for individuals and companies by providing low or no fees and reducing barriers to entry. The platform offers its services in multiple languages, including English, German, and Spanish, to cater to a diverse user base. Its website, https://monefit.com/, serves as the central hub for investors looking to get involved. One of the standout features of Monefit is its minimum investment requirement, which is set at a low 10 EUR. This allows individuals with varying financial capacities to participate and invest in businesses. Unfortunately, the specific advertised return on investment is not provided. However, Monefit emphasizes its commitment to building financial products that enhance everyday life while making them easily accessible to users. The platform works tirelessly to streamline the investment process and ensure a smooth experience for its investors. Monefit is open to both individuals and companies, with certain eligibility criteria in place. Individual investors need to be at least 18 years old, have a personal bank account in the European Economic Area, UK, or Switzerland, and successfully verify their identity with the Monefit SmartSaver team. Other entities, such as family trusts and limited liability companies, must have a bank account in the same eligible countries. Potential investors are encouraged to check the dropdown menu in the registration form to confirm if their country of residency and tax residency are included, ensuring eligibility for investment.
Bondora
Bondora is a crowdfunding platform based in Estonia, providing P2P lending services primarily targeted towards small and medium-sized enterprises (SMEs). Established in 2007, Bondora has successfully served over 120,000 customers, generating a staggering interest amount of €40M. The platform was born during the peak of the global financial crisis and aims to democratize investing and help individuals access the investment world effortlessly. Offering a user-friendly experience, Bondora allows individuals and businesses registered in the European Economic Area (EEA), Norway, and EU-approved countries to open an investment account. The platform ensures that anyone over the age of 18 can participate, regardless of their location or nationality. With a minimum investment requirement of just €1, Bondora makes investing accessible to a wide range of people. The platform advertises a return rate of 0.04%, providing potential investors with an opportunity to earn attractive returns on their investments. Bondora's website is available in both English and German languages, ensuring inclusivity for a broader audience. Alongside its language accessibility, the platform boasts a seamless and secure online experience for users. Overall, Bondora's dedication to fostering inclusivity, user-friendly interface, and attractive returns make it a compelling crowdfunding platform for individuals and businesses seeking investment opportunities.
MoneyZen
MoneyZen is a crowdfunding platform based in Estonia that focuses on P2P lending in the SME and personal loan industries. Founded in 2013, MoneyZen aims to create a sense of peace and balance, referred to as Zen, in the world of financial transactions. The platform enables individuals to invest their money and connect with borrowers directly, promoting transparency and a sense of humanity in the lending industry. MoneyZen operates primarily in two languages, English and Estonian, making it accessible to a wide range of investors. The platform's website, https://moneyzen.eu/, provides prospective investors with detailed information and resources to make informed decisions. One of the notable features of MoneyZen is its relatively low minimum investment requirement of 100 EUR, allowing both personal and corporate investors to participate. However, the platform does not advertise a specific return on investment, so potential investors will need to do their research to determine the potential earnings. Overall, MoneyZen offers individuals and businesses the opportunity to invest in P2P lending while emphasizing transparency and a balanced approach to finance.
fundwise
Fundwise is a crowdfunding platform based in Estonia that specializes in equity crowdfunding for small to medium-sized enterprises (SMEs). Founded in 2014, Fundwise aims to support businesses in the Central and Eastern European (CEE) region by providing them with opportunities for investment. The platform focuses on funding projects in various industries including hardware, consumer products, ICT, energy and clean technology, and gaming. Available in both English and Estonian languages, Fundwise offers accessibility to a wider range of investors. The platform's website, located at https://fundwise.me/en, provides detailed information about the crowdfunding process and the investment opportunities available. One of the key features of Fundwise is that it enables individual and corporate investors to participate in funding projects with a minimum investment of just 100 EUR. However, the advertised return for investments is not specified. Fundwise is presented as a project developed by the Hooandja team, which is described as the leading crowdfunding platform in the CEE region. This association with Hooandja suggests a level of expertise and experience in the crowdfunding space. Overall, Fundwise serves as a platform connecting businesses in the CEE region with potential investors, helping to fuel innovation and growth in these industries.
Iuvo
Iuvo is a crowdfunding platform based in Estonia that was founded in 2016. Specializing in P2P (peer-to-peer) lending, Iuvo is focused on supporting small and medium-sized enterprises (SMEs) in need of financing. The platform aims to provide superior experiences for investors by offering a wide portfolio of listed credits from trusted originators. Iuvo emphasizes the simplicity of their platform as they strive to make investing as straightforward as possible for their users. While the exact advertised return is not specified, the platform offers numerous opportunities for progressive investing and freedom of choice. With a minimum investment of just 10 EUR, Iuvo makes it accessible for a wide range of individuals to get involved in P2P lending. Although the languages supported by the platform are not mentioned, it can be assumed that they offer at least English and Estonian options to cater to an international audience. Overall, Iuvo provides an avenue for investors to support SMEs and expand their investment portfolio. The crowdfunding platform offers a user-friendly experience and aims to build trust by carefully selecting originators for their listed credits.
Wisefund
Any individual or legal entity can invest in Wisefund, as long as they meet the minimum investment requirement of 10 EUR. The platform operates in Estonia and focuses on P2P lending within the SME industry. Wisefund was founded in 2019 with the goal of building secure bridges between lenders and borrowers. The platform aims to provide valuable opportunities, secure transactions, and profitable returns for its users. One of the key features of Wisefund is its mediation and monitoring of investments, which ensures a secure environment for both lenders and borrowers. This helps to minimize risks and increase the chances of successful investments. Although the exact advertised return is not mentioned, Wisefund promises to create a mutually favorable environment that benefits all parties involved. The crowdfunding platform is accessible through its website, which is available in multiple languages. This enables users from various countries to participate in P2P lending on the platform. Overall, Wisefund is a relatively new crowdfunding platform that focuses on P2P lending in the SME industry. It aims to provide secure and profitable investment opportunities for lenders while assisting borrowers in obtaining the necessary funding for their businesses.
TFGcrowd
Anyone can invest in TFGcrowd as long as they meet the minimum investment requirement of 100 EUR. The platform focuses on P2P lending, specifically targeting small and medium-sized enterprises (SMEs) as the industry of interest. TFG Crowd was established in 2019 and is headquartered in Estonia, with additional offices in Tallinn, Riga, London, and Berlin. TFG Crowd serves as a bridge between businesses seeking funding and investors willing to provide loans. Through their website, available in English, potential investors can lend money to SMEs and earn returns on their investments. Unfortunately, the specific advertised return rate is not provided in the given information. The platform's user-friendly interface and accessibility make it convenient for people from all walks of life to participate in P2P lending. By facilitating connections between lenders and borrowers, TFG Crowd aims to support the growth and development of small businesses. However, further details about the platform's terms, features, and success rates are not provided in the given information. Overall, TFGcrowd is a relatively new crowdfunding platform specializing in P2P lending. With a focus on SMEs, the platform offers the opportunity for investors to fund small businesses and earn returns on their investments.
Moncera
Moncera is a crowdfunding platform based in Estonia that focuses on P2P lending in the SME industry. Founded in 2019, Moncera offers investors the opportunity to earn money while helping borrowers achieve their dreams. The platform handles payments and conducts thorough loan analysis, providing peace of mind for investors. Moncera is available in multiple languages including English, Estonian, and German, making it accessible to a larger user base. With a minimum investment requirement of just 10 EUR, the platform is open to a wide range of investors. One of the key advantages of Moncera is its advertised return of 0.1, which offers a potential attractive return on investment. The platform is committed to making investing a seamless and user-friendly experience. To be eligible as an investor, individuals must be at least 18 years old and residents of a European Economic Area (EEA) country. They are also required to have a bank account in their name opened in an EEA country. Moncera recognizes an individual as a resident if they are a citizen, hold a residence permit, or are registered as a tax payer in an EEA country. Overall, Moncera provides a convenient and secure platform for investors to fund SMEs and earn returns, while borrowers can access the necessary financing to fulfill their ambitions.