Real estate Crowdfunding platforms in United Kingdom
When it comes to real estate crowdfunding, the UK is among the largest markets in the world. It is therefore no surprise that there are a huge number of crowdfunding platforms in the UK. This can be very convenient for investors, as the range is vast and there is a suitable platform for every investor. Choosing the most beneficial crowdfunding platform in the UK can ensure that you have more investment opportunities and can benefit from low rates and high returns. Discover the best crowdfunding platforms in the UK in this article to get started investing in real estate crowdfunding.
Reviews
LendInvest
LendInvest is a crowdfunding platform based in the United Kingdom that specializes in peer-to-peer lending in the real estate and mortgages industry. Founded in 2008, LendInvest has quickly become a prominent online platform that offers property finance and innovative solutions for property developers, brokers, and investors. The platform has a strong track record, having lent over £2 billion since its launch. While the specific advertised return is not provided, LendInvest offers attractive investment opportunities in the real estate sector. Individual investors can join LendInvest with a minimum investment of £5,000, allowing individuals with varying capital levels to participate in the platform and benefit from its real estate and mortgage investments. LendInvest is known for its user-friendly website, which provides detailed information and resources for investors looking to diversify their portfolios through real estate lending. The platform offers a range of investment options and works to match investors with suitable projects. With its focus on the UK property market, LendInvest provides investors with the opportunity to participate in this lucrative industry. By providing accessible and straightforward investment options, LendInvest has become a trusted platform for both experienced and novice investors. Overall, LendInvest offers an attractive crowdfunding platform for individuals looking to invest in the UK real estate and mortgage sector. Its strong track record, minimum investment requirement, and focus on user experience make it an appealing choice for investors of different backgrounds and experience levels.
CapitalStackers
CapitalStackers is a crowdfunding platform based in the United Kingdom that specializes in P2P lending within the real estate industry. Founded in 2010, the platform is primarily focused on enabling smaller investors to participate in property development alongside banks. On the CapitalStackers platform, investors have the opportunity to invest in property development projects and earn returns through P2P lending. The platform is designed to provide a secure and hassle-free way for individuals and corporations to invest in real estate. The website, available in English, offers detailed information about the investment opportunities available, as well as the ability to create an account and start investing. The minimum investment required to participate is £5,000, making it accessible to a range of investors. While the specific advertised return is not provided, the platform boasts a team of seasoned professionals with a wealth of experience in banking and real estate. This expertise ensures that investors can have confidence in the platform's ability to achieve successful investment outcomes. Both personal and corporate investors are eligible to participate on CapitalStackers, providing an opportunity for various types of investors to diversify their portfolios and potentially benefit from the returns generated by real estate development projects. In summary, CapitalStackers offers a peer-to-peer lending platform for real estate investment, allowing smaller investors to participate alongside traditional banks. With a minimum investment of £5,000 and a team of experienced professionals, the platform provides a secure and accessible opportunity for individuals and corporations to invest in property development projects.
Simple Crowdfunding
Simple Crowdfunding is a crowdfunding platform based in the United Kingdom that specializes in equity and peer-to-peer lending investments in the real estate industry. Founded in 2013, the platform aims to make property investment accessible to a wide range of investors, while also supporting property developers in delivering more homes in the UK. With a focus on real estate, Simple Crowdfunding offers investors the opportunity to learn about various property investment strategies, including renovation, HMO conversions, planning gain, and new home construction. These educational resources provide investors with valuable knowledge and insights into the real estate market. The platform is available to both personal and corporate investors, allowing individuals and businesses to participate in the crowdfunding process. The minimum investment required to participate on Simple Crowdfunding is £100, making it accessible to a diverse range of investors. While the advertised return on investment is not specified, Simple Crowdfunding offers a transparent and user-friendly platform for investors looking to enter the real estate market. The website is available in English, catering to investors in the United Kingdom and other English-speaking countries. Overall, Simple Crowdfunding provides an opportunity for investors to diversify their portfolios through real estate investments, while supporting property developers in delivering more housing options in the UK.
HNW Lending
HNW Lending is a peer-to-peer (P2P) crowdfunding platform based in the United Kingdom. It specializes in asset-based lending within various industries such as real estate, SMEs, mortgages, and maritime. The platform was founded in 2013 and has been facilitating loans for over eight years. HNW Lending has established itself as a trusted and reliable platform, having arranged more than 450 loans, totaling over £115 million to date. The company's website is available in English, ensuring accessibility for a wider audience. Investors on HNW Lending can be individuals, corporates, ISAs (Individual Savings Accounts), or pension funds. The platform allows investors to participate in P2P lending by providing a minimum investment amount of 10,000 EUR. A key feature that sets HNW Lending apart is the Directors' first loss position in all loans. This means that the Directors of HNW Lending Ltd bear the initial risk in case of default, providing an added layer of security for investors. HNW Lending strives to deliver attractive returns to its investors, with an advertised return rate of 0.12. This indicates a potentially profitable investment opportunity for those seeking to diversify their portfolios in the real estate, SME, mortgages, or maritime sectors. With its extensive experience, reputable track record, and diverse investment options, HNW Lending offers individuals and organizations the opportunity to participate in P2P lending within the United Kingdom's thriving crowdfunding market.
Bricksave
Anyone over the age of 18 with a minimum investment of 1,000 EUR can invest in Bricksave. The platform allows individuals to invest in real estate properties globally, providing them with the opportunity to gain higher returns. Bricksave was founded in 2015 and is based in the United Kingdom. The platform offers equity-based investments, allowing investors to become partial owners in institutional-grade properties. Bricksave boasts a user-friendly website available in English, making it accessible to a wide range of investors. The platform aims to make real estate investment hassle-free and low-risk by carefully selecting properties. Investors can expect an advertised return of up to 12% on their investments. Bricksave ensures that individuals have direct access to these high-quality real estate investments that were traditionally only available to institutional investors. This creates an opportunity for investors to diversify their portfolios and potentially generate significant returns. With its global real estate focus, Bricksave allows investors to choose from a variety of properties in different locations, mitigating the risk associated with investing solely in one market. By enabling individuals to invest in institutional-grade properties with relatively small amounts of capital, Bricksave democratizes real estate investing and provides a pathway for individuals to grow their wealth.
REALTY BUNDLES
REALTY BUNDLES is a real estate crowdfunding platform founded in 2016 that operates in multiple countries across Europe, including Austria, Belgium, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Israel, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland, and the United Kingdom. The platform offers opportunities to invest in real estate through equity investments. The platform provides carefully selected real estate portfolios that are managed by expert real estate agencies. These portfolios are designed to offer a reduced risk of loss, making them attractive options for investors. REALTY BUNDLES allows almost anyone, regardless of their budget size, to invest and generate passive income from real estate. Investing in real estate through REALTY BUNDLES is made easy and user-friendly. They offer a system that is as simple as buying a pair of shoes online. By offering bundles instead of specific properties, they help investors build a diversified property portfolio, reducing their exposure to risk. When investing with REALTY BUNDLES, investors become partial owners of all the properties in the bundle/portfolio, proportional to their investment. As the investment portfolio grows, it becomes possible to add more assets to the bundle. Overall, REALTY BUNDLES provides a convenient and accessible platform for individuals to invest in real estate and generate passive income, with the added benefit of reduced risk through diversified portfolios.
CapitalRise
CapitalRise, a crowdfunding platform based in the United Kingdom, was founded in 2016 to provide investors with the opportunity to invest in prime real estate projects. These investments primarily fund some of the finest real estate properties in London and the Home Counties. One of the key features of CapitalRise is the availability of tax-free returns through their Innovate Finance ISA. This allows investors to benefit from attractive investment opportunities while also enjoying tax advantages. To become an investor on the platform, individuals must have a UK bank account. CapitalRise primarily accepts UK residents as investors, although certain non-UK residents may also be eligible, subject to additional checks and depending on the specific jurisdiction. Companies can also invest on the platform. CapitalRise categorizes its investors into three categories as defined by the Financial Conduct Authority (FCA): self-certified sophisticated investors, high net worth investors, and professional investors. These categorizations ensure that the platform maintains regulatory compliance and provides appropriate investment options based on the investor's risk profile and financial capability. The minimum investment required on CapitalRise is £1,000, offering a relatively accessible entry point for investors. Although the advertised return is not specified, investors can expect potential returns based on the performance of the real estate projects they invest in. Overall, CapitalRise offers a convenient and transparent platform for investors to participate in the lucrative real estate market, catering to both individual and corporate investors in the United Kingdom.
UOWN
UOWN is a crowdfunding platform based in the United Kingdom that specializes in buy-to-let investments in the real estate industry. Founded in 2016, UOWN allows individuals and corporations to invest in property easily through their website, offering an opportunity to earn money with just a few clicks. The platform aims to give the ownership of UK property back to the people and democratize the real estate market. UOWN operates primarily in English and provides an accessible website at https://www.uown.co/. The platform offers a minimum investment amount of 1 EUR, making it accessible to a wide range of investors, regardless of their financial capabilities. However, the advertised return on investment is not specified. UOWN caters to both personal and corporate investors, providing opportunities for individuals and businesses alike to participate in the UK property market. This inclusiveness allows a diverse range of investors to benefit from the potential returns offered by the buy-to-let model. Overall, UOWN is a user-friendly crowdfunding platform with a focus on real estate investment in the United Kingdom. Its mission to democratize property ownership and provide a simple and accessible way for investors to earn money in the real estate market sets it apart from traditional investment models.
Cahootz
Cahootz is an equity-based crowdfunding platform headquartered in the United Kingdom. Founded in 2022, the platform focuses on the real estate industry, specifically residential properties. Operating primarily in English-speaking markets, Cahootz aims to provide a simple, transparent, and accessible platform for investors interested in fractional property investment. By leveraging the platform, investors gain access to high-end residential real estate in London starting from a minimum investment of £5,500. The platform aims to cater to qualifying investors who are seeking investment opportunities within the real estate sector. Cahootz serves as a platform for those looking to invest in real estate without the hassle and complexities typically associated with such investments. By offering fractional property investment, the platform allows investors to diversify their portfolios and enter the lucrative real estate market with a relatively low entry point. Through their website, https://www.cahootz.com/, Cahootz provides detailed information to potential investors, showcasing the benefits of investing through their platform. Although the advertised return rate is not specified, investors can expect a clear understanding of their investments, along with the potential returns that their fractional ownership of the properties can generate. Overall, Cahootz aims to democratize real estate investment by providing a user-friendly, accessible platform for qualifying investors interested in the London real estate market.
Blend Network
Blend Network is a crowdfunding platform based in the United Kingdom that specializes in P2P lending in the real estate industry. Founded in 2017, Blend Network connects lenders directly with borrowers, providing an opportunity for individuals to invest in property-secured loans. The platform allows lenders to participate with an investment as low as £1,000, making it accessible to a wide range of investors. While the advertised return is not provided in the given information, lenders have the potential to earn up to 12% per annum on their investments. One of the key features of Blend Network is that all loans are secure against a first-charge on the property, providing a level of security for lenders. This reduces the risk associated with their investments. Blend Network's online platform offers a user-friendly experience, allowing lenders to easily browse and select investment opportunities. All borrowers are carefully screened and assessed by Blend Network to ensure the quality and viability of the projects. Overall, Blend Network provides a platform for investors to diversify their portfolios and invest in property-secured loans. With its minimum investment requirement, focus on real estate, and potential returns, it appeals to individuals looking for opportunities to earn attractive returns in the UK crowdfunding market.
EstateGuru
EstateGuru is a crowdfunding platform founded in 2018 that operates in Estonia, Latvia, Lithuania, and the United Kingdom. Specializing in P2P lending within the real estate industry, EstateGuru offers short-term, property-backed loans. Investors can participate in this platform with a minimum investment of 50 EUR and can expect an advertised return of 10.68%. To start lending through EstateGuru, individuals must be at least 18 years old and have a bank account in any of the EEA member states or Switzerland. Additionally, EstateGuru conducts "know your customer" checks before investors can begin building their investment portfolios. As the leading European marketplace for property-backed loans, EstateGuru provides investors with an opportunity to diversify their investment portfolios and potentially earn attractive returns. The platform creates a connection between lenders and borrowers, allowing individuals to directly invest their funds in real estate projects. With an easily accessible website, investors can easily get started by visiting https://estateguru.co/get-started/?publisherId=TCpa6833&partnerId=1&tmtData=fed651e7-a0c3-4a53-800c-54ff6d8e3d62. EstateGuru offers a user-friendly experience, making it convenient for investors to navigate through the platform and support real estate development projects.
How to crowdfund real estate in the UK?
For both individuals and businesses, it is important to secure financing for real estate projects. Through crowdfunding platforms, it is possible for these parties to apply for financing and investors can then lend their money to applications they want to invest in. This coming together of supply and demand is provided in a direct manner and does not require a bank, for example.
Thanks to the advent of the Internet, crowdfunding allows parties to secure larger loans or qualify for loans at all. Several investors can put in an amount together and together give the desired loan amount to the borrower. As an investor, you receive interest on the loan, allowing you to grow your wealth. Through this peer-to-peer lending form, you can invest from the UK in local or national projects, as well as in loans requested to countries far outside the UK.
What are the best real estate crowdfunding platforms in the UK?
There are a large number of crowdfunding platforms operating in the UK, which can make it difficult to have a good overview. We have researched the different platforms well for you and picked out the best platforms in the UK for you. All lending platforms focus on loans for real estate, but even within the real estate market, there are different sectors you can invest in. Below you can discover what reliable crowdfunding platforms in the UK are and see why these platforms are suitable for growing your wealth.
Shojin
In recent years, buy-to-let regulations have increased, causing investors to look for alternative real estate investments. Shojin makes it possible for real estate investors to still earn returns from real estate. Investors around the world can use Shojin's crowdfunding platform. This makes it possible for investors from the UK to invest in real estate from their own kingdom, as this platform focuses on the UK real estate sector.
Shojin's team pays close attention to discovering opportunities so that investors can invest in attractive projects. The platform itself also invests in the investment opportunities that arise, so Shojin and crowdfunding investors have a common interest. The convenient thing about this crowdfunding platform is that Shojin itself monitors the projects, without charging additional fees.
CapitalStackers
For beginning investors who want to start real estate crowdfunding, CapitalStackers is a very suitable option. This crowdfunding platform allows investors to invest in real estate development together with banks. Since 2010, this crowdfunding platform has been bringing together the supply and demand of real estate loans. Within the team of CapitalStackers are highly experienced bankers and real estate professionals, so as an investor you are working with a very knowledgeable team.
It is possible for banks to finance real estate development up to a certain level, making the help of private investors a great advantage for real estate companies. Investors can grow their assets and companies can get real estate loans fully funded as a result. Thanks to CapitalStackers, it is possible for investors to lend directly to eligible borrowers. Not only do borrowers have to meet certain obligations, but real estate specialists will continue to monitor the loans. This provides a piece of security for the crowdfunding platform and for the investor.
HNW Lending
HNW Lending is also a peer-to-peer crowdfunding platform, where investors have been able to grow their wealth for over 8 years. More than 450 loans have been made through this platform during this period, provided entirely by investors using this platform. A total of £115 million has been lent, making the average amount per loan about £250,000. At HNW Lending, loans range between £30k and £3m.
As an investor, mitigating risk is an important part of investing. The convenient thing about HNW Lending is that the crowdfunding platform itself takes the first loss position. This means that if financial problems occur, the platform will cover the losses, reducing investors' risk. If a loan is not repaid in full by the borrower, the crowdfunding platform runs the financial risk. The relevant loans to individuals and companies also have collateral, such as pensions and real estate, which gives HNW Lending and the investors both additional security.
Simple Crowdfunding
As the name of the crowdfunding platform reveals, Simple Crowdfunding ensures that investing in real estate crowdfunding is accessible to everyone. Through Simple Crowdfunding, it is possible for investors to make returns and in addition, real estate developers can arrange the necessary financing through this platform. Simple Crowdfunding also focuses on real estate projects in the United Kingdom and the projects that are invested in differ from one another.
For example, property developers can apply for loans to build houses, split property rights, renovations, and the transition from commercial to residential property. As an investor, this can be interesting because you can invest in different parts of real estate investing. Since 2013, it has been possible for investors to earn returns through Simple Crowdfunding, making the platform the partner of many investors for 10 years. This experience contributes to the reliability of the platform, making investors see this crowdfunding platform as a less risky investment place.
CapitalRise
Another real estate crowdfunding platform that has been on the market for several years is CapitalRise, founded in 2016. This platform focuses on real estate investments in London and the Home Counties. The convenient thing about CapitalRise is that you can earn tax-free returns through an Innovate Finance ISA. By investing as an investor through this crowdfunding platform, you can invest in prime real estate investments.
On your own, it is difficult to fund these types of large projects, which is why crowdfunding is the perfect opportunity for investors who do not have millions but want to invest in high-end real estate. CapitalRise's team consists of experienced experts, who have gained experience in the fields of real estate development and FinTech. Not only do crowdfunding investors invest in various real estate projects, but also CapitalRise itself invests. This creates a common interest, which is good for trust. Starting from £1000 you can invest in prime real estate projects through this platform.
Crowd With Us
The crowdfunding platform Crowd With Us is a suitable choice for investors looking for a fixed return and relatively low risk. Like other crowdfunding platforms, Crowd With Us is a platform where British investors can invest in real estate. The platform was founded in 2014, making it nearly 10 years old. A handsome achievement that demonstrates the reliability of this regulated platform.
In addition, the crowdfunding platform has also been rewarded for its achievements; for example, Crowd With Us won the Mezzanine Lender of the Year award in 2022. This is partly because the platform caters to beginning and experienced investors. The convenient thing about Crowd With Us is its low entry threshold, as you can start investing from as little as £1. Not only is the entry threshold low, but the cost of investing is also low. When you invest through Crowd With Us you only pay 45p when you withdraw money.