Reviews
Maclear
Maclear is a crowdfunding platform based in Switzerland that focuses on P2P lending in the SME industry. Founded in 2020, it aims to provide individuals and corporate entities with safe investments and opportunities for passive income. The platform offers a user-friendly interface in both English and German languages, catering to a wider audience. Maclear's website, found at https://maclear.ch/?click_id=f6c83e99-b281-428c-85b4-0d2912eb17bf&utm_source=affiliate&utm_medium=circlewise&utm_campaign=CrowdSpace&ref=INVITE, allows users to start investing with a minimum investment of 50 EUR. The platform advertises a return of 0.14, which translates to a potential 14% return on investments. The main target audience for Maclear includes both personal investors and corporate entities looking for safe investment opportunities. By providing P2P lending options exclusively in the SME sector, the platform offers individuals the chance to support small and medium-sized businesses while earning passive income. With its user-friendly interface, multiple language options, and a relatively low minimum investment, Maclear strives to make investing accessible to a broader audience. The platform promotes itself as a reliable and secure option for both experienced and novice investors, encouraging users to invest today for potential returns.
Acredius
Acredius is a crowdfunding platform based in Switzerland that was founded in 2017. The platform offers two types of investment opportunities: equity investments and peer-to-peer (P2P) lending. It primarily focuses on supporting startups and small and medium-sized enterprises (SMEs) in various industries. Acredius's website is available in four languages: English, French, Italian, and German, making it accessible to a wide range of investors. The platform has a minimum investment requirement of 200 CHF, allowing both individual and institutional investors to participate. Although the exact advertised return is not specified, Acredius emphasizes its commitment to facilitating a safe and intuitive environment for investors and borrowers. The platform aims to bridge the gap between the needs of investors and borrowers through digital means. Acredius welcomes investors from around the world as long as they meet the eligibility criteria. However, certain restrictions may apply based on the investor's country of residence and regulatory requirements. Overall, Acredius provides a platform for individuals and institutions to invest in startups and SMEs while ensuring a secure and convenient experience. With its broad language options and inclusive eligibility criteria, Acredius strives to cater to a diverse range of investors.
Scramble
Scramble is a crowdfunding platform founded in 2020 that operates in multiple countries across Europe including Austria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, and the United Kingdom. The platform focuses on P2P lending investments in the startup industry. Scramble is a financial technology company with its headquarters based in Tallinn, Estonia. Its team is distributed throughout Europe, allowing for a diverse range of investment opportunities. The platform operates primarily in English, making it accessible to international investors. The minimum investment on Scramble is 10 EUR, allowing for small-scale investors to participate in crowdfunding campaigns. The advertised return on investment is 0.12, providing potential returns for those who invest through the platform. While most of Scramble's investors are based in the EU, the platform also accepts investors from other countries that are not prohibited by laws or sanctions. This open approach to investor eligibility allows for a wider pool of potential investors to contribute to startup projects. In summary, Scramble is a pan-European crowdfunding platform that specializes in P2P lending for startups. With its distributed team across various European countries and its headquarters in Estonia, the platform offers accessible investment opportunities primarily in English.
FUNDMY.AI
FUNDMY.AI is a crowdfunding platform based in Switzerland that caters specifically to the AI sector. Founded in 2023, it offers a unique blend of crowdfunding and VC/Angel investments tailored to the specific needs of startups in the Health & Science industry. The platform supports various types of investments, including equity, debt, and P2P lending. This allows investors to choose the investment option that suits their preferences and risk appetite. With a minimum investment of 1,000 EUR, FUNDMY.AI provides an opportunity for both individual and institutional investors to participate in the AI ecosystem. FUNDMY.AI focuses on attracting investments for AI-related startups, providing them with the necessary capital to fuel their growth and innovation. By concentrating on this niche market, the platform offers a focused alternative to traditional crowdfunding services that may lack the specialized understanding of the AI sector. The platform operates in English, making it accessible to a global audience. Through its website (https://fundmy.ai/), investors can explore investment opportunities in AI startups and learn more about the projects available. FUNDMY.AI advertises a return rate of 0.01, providing investors with the potential for financial gain. However, detailed information about the specific projects and their potential returns can be obtained through the platform. With its dedication to the AI sector and the options it offers to investors, FUNDMY.AI opens up opportunities for individuals and organizations to support innovative startups and contribute to the advancement of AI technologies.
Cashare
Cashare is a crowdfunding platform based in Switzerland that specializes in P2P lending. Founded in 2008, it is the first disruptive FinTech company in the country and has since become the largest and fastest growing crowdlending platform. Cashare caters to various investment types such as real estate, SME, and personal loans. This diverse range of industries allows investors to choose projects that align with their interests and risk tolerance. Whether individuals are looking to invest in property development, small business ventures, or personal financial needs, Cashare provides a platform for borrowers and investors to connect and facilitate loan transactions. The minimum investment required on Cashare is 100 EUR, making it accessible to a wide range of investors. Unfortunately, the advertised return on investment is not specified, meaning that potential investors may need to conduct further research to determine if the platform meets their financial goals. Overall, Cashare offers a user-friendly website where investors can browse through various loan opportunities and make informed investment decisions. While detailed information on the platform's language options is not provided, it aims to cater to a broader international audience. Investing on Cashare is open to both individual and institutional investors, contributing to the platform's growth and success in the Swiss crowdfunding industry.
Splendit
Splendit is Switzerland's first crowdfunding platform for student loans. Founded in 2014, the platform operates under the P2P lending model, connecting students in need of financial assistance with private investors who are interested in investing in education. Splendit primarily focuses on the education industry, offering an alternative option for students to secure funding for their educational pursuits. The platform supports students by allowing them to sign up on their website, splendit.ch, where they can provide details about their funding needs and education plans. Investors, both personal and corporate, have the opportunity to contribute to student loans through Splendit. The platform provides an opportunity for individuals or companies to invest in the future of Switzerland by supporting education. The minimum investment requirement is 500 EUR, making it accessible to a wide range of potential investors. The platform currently supports two languages, English and German, catering to a broader audience in Switzerland and internationally. The website, splendit.ch, serves as the primary platform for students, investors, and other stakeholders to connect and engage. While the exact advertised return on investments is not specified, Splendit offers a unique opportunity for investors to make an impact on students' lives while potentially earning a return on their investment. In summary, Splendit is a crowdfunding platform in Switzerland that facilitates peer-to-peer lending specifically for student loans. It aims to support students in need of financial assistance for their education and provides an investment option for individuals and corporations who wish to contribute to the education sector.
BEEDOO
BEEDOO is a crowdfunding platform based in Switzerland that focuses on P2P lending in the real estate industry. Founded in 2014, the platform offers investment opportunities for individuals and businesses looking for more than just financial returns. The website is available in both English and French, catering to a wide audience. BEEDOO aims to provide direct and rewarding investments that align with the investor's values. The platform emphasizes investing in the real economy, allowing investors to contribute to positive societal impact. They encourage investors to become purpose-driven investors by choosing investments that align with their personal or corporate goals. One of the key features of BEEDOO is its low barrier to entry, with a minimum investment of just 1 EUR. This allows individuals with varying financial capabilities to participate in real estate projects. Although the platform does not provide specific information about the advertised return, investors can expect potential financial gains through P2P lending in the real estate sector. Overall, BEEDOO provides a user-friendly platform for individuals and businesses interested in P2P lending in the real estate industry. By offering investments with a purpose, the platform appeals to investors who want to make a positive impact while growing their wealth.
FundEego
FundEego is a crowdfunding platform based in Switzerland. It was founded in 2014 and primarily focuses on P2P lending for Small and Medium Enterprises (SMEs). The platform aims to assist creators in bringing their projects to life by removing financial obstacles. Whether it's a creative, artistic, or solidarity project, FundEego provides a space for such ideas to flourish. The platform operates in both English and French, making it accessible to individuals from different linguistic backgrounds. FundEego's website, https://fundeego.com/, serves as the central hub for project creators and investors. With a minimum investment requirement of just 1 EUR, FundEego allows personal and corporate investors to contribute towards the realization of various projects. However, the platform does not provide specific details on the advertised return that investors can expect. FundEego's focus on P2P lending in the SME sector highlights its support for small businesses and entrepreneurs. By connecting project creators with potential investors, FundEego aims to foster entrepreneurship and innovation within Switzerland.
Crowdhouse
Anyone can invest on Crowdhouse as long as they meet the minimum investment requirement of 100,000 EUR. The platform is available in multiple languages, although the specific languages are not mentioned. Crowdhouse was founded in Switzerland in 2015 and specializes in real estate investment. They offer two types of investment: equity and P2P lending. Crowdhouse provides investment opportunities in exclusive properties, allowing individuals to invest either in sole ownership or co-ownership with other investors. The minimum investment amount for sole ownership is CHF 1 million, while for co-ownership it is CHF 100,000. The exact advertised return on investment is not specified in the given information. However, it is implied that investors receive monthly return repayments from their investments, suggesting that potential returns are generated regularly. Overall, Crowdhouse offers a platform for individuals interested in real estate investments, providing opportunities to invest in exclusive properties in Switzerland. With a minimum investment requirement of 100,000 EUR, investors have the option to either own the property solely or co-own it with other investors.
Creditgate24
CreditGate24 is a crowdfunding platform based in Switzerland that specializes in peer-to-peer lending. Since its establishment in 2015, it has focused on serving the small and medium-sized enterprise (SME) industry. The platform acts as a bridge between borrowers and lenders, allowing individuals and institutions to invest in loans. CreditGate24 provides borrowers with flexible financing solutions at favorable terms, as long as they meet the credit-worthiness criteria. The platform emphasizes transparency and aims to create mutually beneficial outcomes for both borrowers and lenders. Unfortunately, the information does not detail the specific advertised return on investments. With a minimum investment requirement of 500 EUR, CreditGate24 aims to enable a wide range of investors to participate in P2P lending. The platform's website, available at https://www.cg24.com/de/, facilitates easy access to the platform's services. While the information lacks specifics about the supported languages, CreditGate24 likely provides its services in multiple languages to cater to investors from various countries. This accessibility can attract a diverse pool of users interested in SME investments. Overall, CreditGate24 offers investors the opportunity to participate in P2P lending, connecting them with credit-worthy borrowers and striving to cultivate advantageous outcomes for all parties involved.
Creditworld
Creditworld is a crowdfunding platform based in Switzerland that was founded in 2015. It operates as a peer-to-peer lending platform, providing investment opportunities in the Small and Medium Enterprises (SME) industry. Their website, https://www.creditworld.ch/, offers a user-friendly interface for potential investors. Creditworld prides itself on offering socially and environmentally sustainable investment opportunities that adhere to ESG (Environmental, Social, and Governance) principles. By focusing exclusively on SME debt financing, they aim to meet the needs of businesses in this sector while providing investors with attractive opportunities. Although the minimum investment required is €500, the platform does not specify the advertised return on investments. This may be due to the variable nature of P2P lending, where returns can fluctuate depending on the success and repayment behavior of the borrowers. Creditworld’s vision is to actively shape the flow of capital, promoting sustainable investments and responsible financial practices. While the platform does not mention the languages available on their website, it is likely that they provide multilingual support to cater to a broader investor base. Overall, Creditworld offers a specialized crowdfunding platform for individuals interested in P2P lending in the SME industry. With its focus on sustainability and responsible investing, it appeals to socially and environmentally conscious investors seeking potential returns.