Peer-to-Peer (P2P) Lending platforms in Spain

Reviews

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Nibble

Nibble is a P2P crowdfunding platform based in Spain, specializing in SME investments. It was founded in 2019 and is part of the IT Smart Finance Group (ITSF), a financial conglomerate established in 2014 with a presence in Spain and Russia. The conglomerate has over 200 employees worldwide across its various companies. With Nibble, individuals or legal entities with bank accounts in European countries have the opportunity to invest in SMEs through P2P lending. The platform offers a diverse range of investment opportunities and allows investors to start with a minimum investment of 10 EUR. Nibble's website is available in multiple languages, including English, Spanish, Russian, Deutsch, and Italian, making it accessible to a wider audience. This global reach allows the platform to attract investors from different countries and create a diverse investment community. One of the key factors of Nibble is their advertised return of 0.19, offering a potential return on investments. This can be an attractive option for individuals looking to grow their savings or diversify their investment portfolios. Overall, Nibble provides an inclusive and convenient platform for individuals or legal persons across Europe to invest in SMEs, with its easy-to-use website and low minimum investment requirement.

Industry:SME
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Flobers

Flobers is a crowdfunding platform based in Spain, founded in 2022, that focuses on facilitating investments in the green energy industry. The platform offers two types of investment options: equity and peer-to-peer (P2P) lending. With a minimum investment requirement of 500 EUR, Flobers aims to make investing in renewable energies accessible to a wide range of individuals and institutional investors. The platform's main objective is to democratize investment in the renewable energy sector, allowing investors to contribute to projects that generate a positive impact on the environment while also providing attractive returns. Flobers advertises a return of 7-8% on investments made through its platform. Flobers supports both Spanish and English languages, making it accessible to a broader audience. The platform's website, available at www.flobers.com, provides information about the investment opportunities, allowing potential investors to explore the available projects. Flobers is open to individual and institutional investors, including personal, corporate, accredited investors, and those aged 18 or above with a Spanish tax identification number. Overall, Flobers serves as a crowdfunding and crowdlending platform that aims to simplify the investment process in renewable energies and promote sustainable development.

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Viainvest

Viainvest is a crowdfunding platform that was founded in 2016 and is based in the Czech Republic, Latvia, Poland, Romania, Spain, and Sweden. It operates in the P2P lending industry and specializes in providing investment opportunities to small and medium-sized enterprises (SMEs). The platform allows private investors, both individuals and legal entities, to invest in loans originated by non-banking lenders, specifically the VIA SMS Group and its subsidiaries. The loans offered on Viainvest consist mainly of short-term loans, providing investors with opportunities for quick returns. The minimum investment required is 50 EUR, making it accessible to a wide range of investors. The platform advertises a return of 0.13, indicating a potentially lucrative investment opportunity. To be eligible to invest on Viainvest, individuals must be at least 18 years old and have tax residency within one of the European countries, Switzerland, or the United Kingdom. The registration process involves providing personal information and making the first deposit to the VIAINVEST investor account. Once the personal information matches the bank information of the investor, the profile becomes active, and investing can begin. Viainvest offers its services in English and Latvian, making it accessible to a broader international audience. The platform's website provides further information and allows potential investors to sign up and start investing.

Industry:SME
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Crealsa

Crealsa is a Spanish crowdfunding platform founded in 2009. It operates as a peer-to-peer lending platform specifically catering to small and medium-sized enterprises (SMEs). The platform provides various financial services like promissory note discount, invoice advance, and credit lines, enabling quick and accessible financing for companies and self-employed individuals. Crealsa offers its services in both English and Spanish, making it accessible to a wider range of investors. The platform's website, https://crealsa.es/, serves as the central hub for investors to explore investment opportunities and learn more about the available financial services. To invest in Crealsa, a minimum investment of 10,000 EUR is required. However, there is no specific information available about the advertised return on investments. Both personal and corporate investors can participate on the platform, providing a diverse pool of funding options for SMEs. Crealsa aims to provide a user-friendly and efficient crowdfunding experience, streamlining the financing process and facilitating the growth of small and medium-sized businesses in Spain. Overall, Crealsa offers a reliable and accessible crowdfunding platform for investors in Spain, focusing specifically on P2P lending for SMEs.

Industry:SME
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MytripleA

MytripleA is a crowdfunding platform based in Spain that specializes in P2P lending for the real estate industry. Founded in 2013, MytripleA.com functions as a crowdlending access portal, enabling companies to secure loans and factoring. It has established itself as a prominent name in alternative financing, catering to both investors and companies by facilitating direct and user-friendly connections. The platform does not disclose any specific information about the languages it supports or the advertised return rates. However, it does have a minimum investment requirement of 50 EUR, making it accessible to a wide range of investors. MytripleA.com offers opportunities for individuals and businesses to invest in various real estate projects and loans. By participating in P2P lending, investors can provide financial support to companies while generating returns on their investments. This alternative financing method allows investors to diversify their portfolios and potentially earn higher yields compared to traditional investment options. The crowdfunding platform's website, accessible at https://mytriplea.com/, likely provides additional information about the investment opportunities and features available. Overall, MytripleA aims to connect investors and companies in the real estate industry, offering an alternative financing solution that benefits both parties.

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Grow.ly

Any individual or legal entity can invest in Grow.ly as long as they comply with the platform's requirements. The platform allows investors to lend directly to small and medium-sized enterprises (SMEs) in Spain. Grow.ly operates based on peer-to-peer (P2P) lending, where multiple individuals contribute funds to finance the growth projects of these SMEs. Founded in 2013, Grow.ly is a registered Participatory Financing Platform with the CNMV (National Securities Market Commission), ensuring compliance with regulatory standards and providing a level of trust and security to investors. Grow.ly is primarily focused on supporting the heart of the economy, which comprises small and medium-sized businesses. By providing them with the necessary funding, the platform actively collaborates in their development, strengthening the overall economic landscape in Spain. With a minimum investment of 50 EUR, Grow.ly offers an accessible entry point for investors interested in participating in P2P lending and supporting local businesses. Although the platform does not specify an advertised return, investors can expect potential returns based on the interest rates negotiated with the SME borrowers. Despite the limited provided information, Grow.ly appears to be a promising crowdfunding platform that brings together investors and SMEs in Spain, fostering economic growth and development. More details about the platform, such as available languages, are not explicitly mentioned but can be explored on their website.

Industry:SME
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Zank

Zank is a crowdfunding platform based in Spain that specializes in P2P lending for personal loans. It was founded in 2013 and operates primarily in the Spanish market. The website is available in the Spanish language. Zank's primary focus is to connect individuals who are looking to finance a project with solvent individuals who are willing to lend money at a fairer interest rate. The platform aims to create a mutually beneficial collaboration between borrowers and lenders. One of the unique aspects of Zank is its emphasis on gratitude and mutual benefit. The platform believes that collaboration can lead to a natural sense of gratitude, and it aims to foster that through its crowdfunding model. The minimum investment on Zank is as low as 1 EUR, making it accessible to a wide range of investors. However, the advertised return on investment is not specified, so interested parties will need to do further research to understand the potential returns. Zank welcomes investment from both personal and corporate entities, allowing for a diverse range of projects and interests to be funded. Overall, Zank provides an opportunity for individuals to invest in personal loans and support projects in a fair and collaborative manner.

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Ecrowd!

Ecrowd! is a Spanish crowdfunding platform founded in 2014 that specializes in peer-to-peer lending for small and medium-sized enterprises (SMEs). The platform allows organizations such as companies, municipalities, and communities to finance their investment projects through collective loan campaigns. One of the key advantages of Ecrowd! is that it allows these organizations to not only raise funds but also retain the loyalty of people within their own community. This means that individuals who have a vested interest in the success of the project, such as local residents or customers, can become lenders and contribute to its financing. The minimum investment amount on Ecrowd! is 50 EUR, making it accessible to a wide range of potential investors. However, the platform does not advertise a specific return rate, so the potential return on investment is not explicitly stated. Ecrowd! is available in multiple languages, although the specific languages supported are not mentioned. The platform's website, https://www.ecrowdinvest.com/, provides further information and resources for potential investors and borrowers. Overall, Ecrowd! offers a unique crowdfunding solution for organizations in Spain, allowing them to access funding through peer-to-peer lending campaigns while also engaging and empowering their local community.

Industry:SME
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Socilen

Socilen is a crowdfunding platform based in Spain that specializes in P2P lending. Founded in 2014, the platform offers investment opportunities in various industries, including real estate, SMEs, and sustainability projects. Socilen aims to provide an attractive alternative for investors by offering a platform for participatory financing. As a registered and authorized Participatory Financing Platform with the CNMV (the Spanish National Securities Market Commission), Socilen operates under strict regulations to ensure the safety and security of its investors. The platform is available in both English and Spanish, making it accessible to a wider audience. With a minimum investment of only 20 EUR, Socilen allows both personal and corporate investors to participate in their funding opportunities. While the exact advertised return on investment is not specified, Socilen emphasizes continuous innovation, suggesting that they are constantly working to improve their investment opportunities for investors. With its focus on P2P lending and a diverse range of industries including real estate, SMEs, and sustainability, Socilen provides a platform for investors to support projects they are passionate about while potentially earning returns on their investments. For individuals and corporations interested in crowdfunding opportunities in Spain, Socilen offers an accessible and regulated platform to explore.

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Colectual

Anyone can invest in Colectual as long as they meet the minimum investment requirement of 100 EUR. Colectual is a crowdfunding platform based in Spain that focuses on P2P lending in the SME industry. The company was founded in 2015 and prides itself on its ethical approach to activities. Colectual is authorized by the National Securities Market Commission and registered in the Registry of Participatory Financing Platforms. This regulatory approval provides investors with reassurance regarding the credibility and legitimacy of the platform. Although the advertised return is not specified, Colectual offers opportunities for individuals to invest in small and medium-sized enterprises. By participating in P2P lending, investors can contribute to the growth of these businesses and support economic development. They can diversify their investment portfolios and potentially earn attractive returns while making a positive impact on the SME sector. Colectual does not specify the languages used on its platform, but potential investors can visit their website at https://colectual.com/ for more information or to explore investment opportunities. Overall, Colectual offers a transparent, regulated, and ethical crowdfunding platform that allows individuals to invest in the SME sector in Spain.

Industry:SME
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Inveslar

Inveslar is a crowdfunding platform based in Spain that specializes in P2P lending for real estate investments. Founded in 2016, the platform aims to make real estate investment accessible to everyone. The website provides users with the opportunity to invest in carefully selected properties that have undergone a thorough analysis and are deemed to be strategic investments in quality assets. The platform does not explicitly state the advertised return on investments, but it offers a minimum investment amount of 50 EUR. By offering this lower minimum investment, Inveslar allows individuals with smaller budgets to participate in real estate investment opportunities. Inveslar's focus on P2P lending within the real estate industry sets it apart from other crowdfunding platforms. This allows investors to diversify their portfolios and potentially earn significant returns through the real estate market. It is important to note that specific information regarding the languages supported on the platform is not provided. In conclusion, Inveslar provides a unique opportunity for individuals to invest in the real estate market through P2P lending. With a minimum investment of 50 EUR, the platform aims to make real estate investment accessible to a wider range of individuals, regardless of their budget.