Peer-to-Peer (P2P) Lending platforms in Poland


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Scramble is a crowdfunding platform founded in 2020 that operates in multiple countries across Europe including Austria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, and the United Kingdom. The platform focuses on P2P lending investments in the startup industry. Scramble is a financial technology company with its headquarters based in Tallinn, Estonia. Its team is distributed throughout Europe, allowing for a diverse range of investment opportunities. The platform operates primarily in English, making it accessible to international investors. The minimum investment on Scramble is 10 EUR, allowing for small-scale investors to participate in crowdfunding campaigns. The advertised return on investment is 0.12, providing potential returns for those who invest through the platform. While most of Scramble's investors are based in the EU, the platform also accepts investors from other countries that are not prohibited by laws or sanctions. This open approach to investor eligibility allows for a wider pool of potential investors to contribute to startup projects. In summary, Scramble is a pan-European crowdfunding platform that specializes in P2P lending for startups. With its distributed team across various European countries and its headquarters in Estonia, the platform offers accessible investment opportunities primarily in English.

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Any individual over the age of 18 and residing in Poland can invest in Investments start at a minimum of 50 EUR, and there is no maximum investment limit specified. The crowdfunding platform operates in the peer-to-peer (P2P) lending sector, focusing on small and medium-sized enterprises (SMEs) in Poland. Founded in 2008, aims to revolutionize the lending market in Poland by allowing individuals to lend money directly to other individuals or SMEs without the involvement of traditional banking institutions. By eliminating the intermediation of banks, this platform provides an alternative financing option for borrowers and an investment opportunity for lenders. The platform's website, available at, serves as the primary tool for users to access and engage with the crowdfunding service. Unfortunately, there is no information provided regarding the advertised return for investors, making it unclear what the potential earnings or interest rates are. Overall, contributes to the development of the Polish crowdfunding industry by providing a platform for social lending and connecting borrowers and lenders in the SME sector. With its user-friendly website and low minimum investment requirement, it appeals to individual investors looking to diversify their portfolio or support local businesses.

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Solcredit is a crowdfunding platform based in Poland and was founded in 2011. It operates in the P2P lending industry, specifically focusing on personal loans. The platform is available to individuals in multiple countries on three continents through its group of subsidiaries. Solcredit has gained significant popularity since its inception and has facilitated over 100,000 loans, with a total value exceeding $300 million as of 2015. The platform aims to connect borrowers with investors, allowing individuals to access the funds they need while providing an opportunity for investors to earn returns on their investment. Anyone can invest in Solcredit, with a minimum investment requirement of 100 PLN. However, the advertised return is not specified on the website. Solcredit's website,, provides a platform for borrowers to request loans and for investors to browse available loan opportunities. The website does not specify the languages in which it operates. Overall, Solcredit is a well-established crowdfunding platform that offers P2P lending services for personal loans. With its international reach and significant loan volume, it provides an opportunity for individuals to access much-needed funds while allowing investors to potentially earn returns on their investments.