Peer-to-Peer (P2P) Lending platforms in Italy

Reviews

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RE-LENDER

RE-LENDER is a crowdfunding platform based in Italy that focuses on P2P lending in the real estate and SME industries. Founded in 2019, RE-LENDER aims to revitalize communities and their surroundings by raising funds for various projects. The platform offers its services in English, making it accessible to a wider audience. As the world's first "reconversion crowdfunding" platform, RE-LENDER goes beyond traditional crowdfunding by emphasizing the importance of giving new life to communities. The company provides a highly-rated advisory service, ensuring that all aspects of the complex real estate and SME initiatives are designed and managed effectively. While the minimum investment required is 50 EUR, the advertised return on investments is not specified. However, RE-LENDER offers an opportunity for both personal and corporate investors to participate in these projects. By investing through the platform, individuals and businesses can contribute to the transformation and revitalization of various communities and their surrounding areas. Overall, RE-LENDER is a unique crowdfunding platform that combines P2P lending with a focus on community development. With its advisory services and dedication to reconversion, the platform offers an opportunity for investors to make a positive impact while potentially earning returns on their investments.

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Scramble

Scramble is a crowdfunding platform founded in 2020 that operates in multiple countries across Europe including Austria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, and the United Kingdom. The platform focuses on P2P lending investments in the startup industry. Scramble is a financial technology company with its headquarters based in Tallinn, Estonia. Its team is distributed throughout Europe, allowing for a diverse range of investment opportunities. The platform operates primarily in English, making it accessible to international investors. The minimum investment on Scramble is 10 EUR, allowing for small-scale investors to participate in crowdfunding campaigns. The advertised return on investment is 0.12, providing potential returns for those who invest through the platform. While most of Scramble's investors are based in the EU, the platform also accepts investors from other countries that are not prohibited by laws or sanctions. This open approach to investor eligibility allows for a wider pool of potential investors to contribute to startup projects. In summary, Scramble is a pan-European crowdfunding platform that specializes in P2P lending for startups. With its distributed team across various European countries and its headquarters in Estonia, the platform offers accessible investment opportunities primarily in English.

Industry:Startups
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Soisy

Soisy is an Italian crowdfunding platform founded in 2015. It specializes in peer-to-peer lending for small and medium-sized enterprises (SMEs). The platform operates exclusively in the Italian language, catering to the local market. Soisy functions as a marketplace for individuals and corporations to invest in SMEs. The minimum investment amount is only 1 EUR, making it accessible to a wide range of investors. The platform advertises a return on investment ranging from 5% to 8%, providing potential profitability for investors. The core philosophy of Soisy is rooted in the principles of peer-to-peer collaboration and the sharing economy. By leveraging the power of the crowd, the platform aims to connect investors with promising SMEs in need of financial support. This model not only provides opportunities for investors to diversify their portfolio but also enables SMEs to access much-needed funding. Both personal and corporate investors can participate in Soisy, allowing individuals and businesses to contribute to the growth of the Italian SME sector. This inclusive approach fosters economic development and stimulates job creation in Italy. To learn more about Soisy and explore investment opportunities, interested individuals can visit their website at https://www.soisy.it/investimenti-online/?custom=10254721351cf4d5f7d662ccd0a1af%7C1255%7C%7C%7C%7C%7C%7C%7C.

Industry:SME
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Prestiamoci

Any individual who meets the minimum investment requirement of 1,500 EUR can invest in Prestiamoci. The platform does not specify any limitations on who can invest, suggesting that it is open to both national and international investors. However, it is worth noting that the platform operates in Italy, so potential investors outside of Italy may need to consider any legal and regulatory restrictions that apply to them. Prestiamoci was founded in 2007 and is based in Italy. It operates within the peer-to-peer lending industry, specifically targeting small and medium-sized enterprises (SMEs). The platform offers individuals the opportunity to invest in the profitable personal loan market, which was traditionally only available to banks. By combining the principles of the sharing economy with the regulations of the banking system, Prestiamoci aims to make investing in personal loans more accessible to a wider range of investors. Unfortunately, there is no information provided regarding the advertised return that investors can expect from their investments. However, potential investors can learn more about Prestiamoci and explore their investment opportunities on their website, which is available at https://prestiamoci.it/.

Industry:SME
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Smartika

Smartika is a crowdfunding platform based in Italy that specializes in P2P lending for small and medium-sized enterprises (SMEs). Founded in 2012, it is part of the Sella Group and is supervised by the Bank of Italy. The platform primarily caters to individuals looking to invest in loans between individuals. With a focus on social lending, Smartika utilizes its innovative matchmaking technology to connect lenders and borrowers. Its aim is to provide a platform that allows people to operate with complete transparency and fairness. The platform only supports investments in Italy, and its primary language is Italian. The minimum investment amount on Smartika is 100 EUR. In terms of returns, Smartika advertises a range of 1.35% to 5.3% or even higher, providing potentially attractive investment opportunities. Both personal and corporate investors can participate on Smartika, allowing a wide range of individuals and entities to get involved in P2P lending and support local SMEs. With its connection to the Sella Group and supervision by the Bank of Italy, Smartika provides investors with a trusted and regulated crowdfunding platform. Its focus on social lending and transparent operations make it an appealing option for those looking to invest in the Italian SME sector. More information about Smartika can be found on their website at https://www.smartika.it/.

Industry:SME
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Credimi

Credimi is a crowdfunding platform based in Italy that specializes in P2P lending for small and medium-sized enterprises (SMEs). Founded in 2015, it is the largest digital lender for Italian SMEs and has quickly established itself as a leading fintech company in digital financing for companies in Continental Europe. Credimi operates as a financial intermediary authorized and supervised by the Bank of Italy. The platform aims to make access to credit easier for SMEs, providing them with the necessary funds to grow and expand their businesses. It offers an online marketplace where individuals can invest in these SMEs by lending them money. The minimum investment on Credimi is only 1 EUR, making it accessible to a wide range of potential investors. Unlike other crowdfunding platforms, Credimi does not advertise a specific return on investment. This means that investors' returns may vary depending on the performance of the SMEs they have invested in. Credimi's website provides information about the platform and its services. Unfortunately, no information is provided about the languages ​​supported on the platform. However, it can be assumed that Italian is supported since Credimi primarily caters to Italian SMEs. In summary, Credimi is an Italian crowdfunding platform that focuses on P2P lending for SMEs. It offers individuals the opportunity to invest in these SMEs with a minimum investment of 1 EUR. As a regulated financial intermediary, Credimi aims to make access to credit easier for small and medium-sized businesses in Italy.

Industry:SME
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Italy-Crowd

Italy-Crowd is a crowdfunding platform based in Italy that specializes in P2P lending in the real estate industry. Founded in 2015, it was the first Italian real estate crowdfunding platform in the country. The platform offers investment opportunities in the form of loans to real estate projects. Investors can participate individually or as a corporate entity. The minimum investment required is 490 EUR, and the platform promises an advertised return of 6-12%. One notable feature of Italy-Crowd is its use of blockchain technology. It has recently undergone a renewal, and it is now the first native blockchain real estate lending platform in Europe. This integration of blockchain technology provides increased transparency, security, and efficiency in the lending process. Italy-Crowd operates in both Italian and English languages, making it accessible to a wider range of investors. Its website, https://www.italy-crowd.com/it/home, provides detailed information about the platform, its investment opportunities, and the investment process. Overall, Italy-Crowd provides individuals and corporations with a unique opportunity to invest in the Italian real estate market through its P2P lending platform. With the benefits of blockchain technology and the potential for attractive returns, Italy-Crowd is a promising platform for investors interested in the real estate industry.

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Rendimento Etico

Rendimento Etico is a real estate crowdfunding platform based in Italy. Founded in 2019, it operates as a peer-to-peer lending platform, connecting individuals and businesses with investment opportunities in the real estate industry. The platform is focused on promoting ethical investments and ensuring the protection of its lenders. With a minimum investment requirement of 500 EUR, Rendimento Etico offers a unique opportunity for both personal and corporate investors to participate in real estate projects. The platform promises an advertised return of 8% or more, making it an attractive option for those seeking higher yields on their investments. The platform is available exclusively in Italian, catering to the native population and investors interested in the Italian real estate market. Its website, https://www.rendimentoetico.it/, serves as a portal for potential investors to browse through various investment opportunities and make informed decisions. Rendimento Etico differentiates itself by combining financial returns with ethical considerations. The team behind the platform aims to earn money from homes in a responsible and ethical manner, ensuring that their lenders' interests are protected throughout the investment process. Overall, Rendimento Etico presents a new and innovative crowdfunding platform in Italy's real estate market, offering individuals and businesses the opportunity to invest in ethical real estate projects and potentially earn attractive returns.

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INVEST-T

INVEST-T is an Italian crowdfunding platform that was founded in 2020, with a focus on P2P lending in the real estate industry. The platform aims to bring value to the real estate market through innovation and a methodical approach. By examining and selecting real estate crowdfunding projects, INVEST-T aims to create profitable opportunities for investors as well as contribute to a common goal. The platform is available in the Italian language, indicating its primary target market. With a minimum investment requirement of 500 EUR, INVEST-T is accessible to both personal and corporate investors. However, the specific advertised return on these investments is not provided. INVEST-T has a dedicated website at https://invest-t.it/, where individuals and businesses can explore the available investment opportunities and potentially participate in real estate projects. While the description highlights their expertise and teamwork approach, no details about the founders or the team are provided in the available information. Overall, INVEST-T appears to be a relatively new crowdfunding platform in Italy, leveraging the P2P lending model to generate opportunities in the real estate sector. Investors can potentially benefit from the platform's careful selection process and collaborative approach towards achieving profitable outcomes.