Reviews
Reinvest24
Reinvest24 is a crowdfunding platform based in Estonia that specializes in P2P lending for real estate investments. Founded in 2017, the platform offers a range of investment opportunities in the real estate industry, including rental properties, development projects, and real estate backed loans. One of the key features of Reinvest24 is its international reach, allowing investors to diversify their portfolio across five different European countries: Estonia, Latvia, Moldova, Spain, and Germany. This provides investors with the opportunity to tap into various real estate markets and potentially benefit from different market conditions and growth potentials. The platform is accessible to investors from around the world, with its website available in multiple languages including English, Spanish, German, and Estonian. It caters to both private individuals and legal entities interested in real estate investments. Reinvest24 offers a low barrier to entry, with a minimum investment requirement of just 1 EUR. This makes it accessible to a wide range of investors, regardless of their financial capacity. The platform advertises a return of 0.14, indicating the potential annual return on investment. However, it's important to note that returns on investments in real estate are subject to market conditions and individual project performance. Overall, Reinvest24 provides investors with a user-friendly platform to participate in P2P lending for real estate projects across Europe, offering the potential for diversification and attractive returns.
Monestro
Monestro is a crowdfunding platform based in Estonia that specializes in peer-to-peer (P2P) lending. It was founded in 2014 and operates in the SME and personal loans industry. The platform allows investors to directly connect with borrowers, eliminating the need for intermediaries. Investors on Monestro can make bids on loans based on real market conditions. They also have the opportunity to ask borrowers questions and access the secondary market. The minimum investment required is 10 EUR and the advertised return is 0.13. Monestro's website is available in multiple languages, including English, German, Estonian, and French. The platform is open to both individuals and companies, with certain eligibility criteria. Individual investors must be at least 18 years old and citizens or permanent residents of the European Economic Area or Switzerland. They are also required to have a bank account in the European Economic Area and have their identity successfully verified by Monestro. For companies, family trusts, partnerships, and other organizations, a bank account and registration in the European Economic Area or Switzerland are mandatory. However, UK citizens, residents, or taxpayers are currently not eligible to invest on Monestro. Overall, Monestro provides a user-friendly P2P lending platform for investors to support SMEs and personal loans, while also offering transparency and accessibility features such as the secondary market and direct interaction with borrowers.
BOLDYIELD
Boldyield is a peer-to-business crowdfunding platform that was founded in Estonia in 2019. The platform specializes in P2P lending for both real estate and cash-flow businesses. Its main objective is to connect investors with opportunities in the real estate and SME industries. As a crowdfunding platform, Boldyield allows individuals and companies to invest in projects through its website, which is available in English. The minimum investment amount is 100 EUR, making it accessible to a wide range of investors. Boldyield advertises a return of 0.18, meaning that investors have the potential to earn a return on their investments. In terms of eligibility, any person who is 18 years or older and has a European Economic Area bank account can invest on the platform. Companies with a bank account within the European Union are also eligible to invest. However, both individuals and companies must undergo a fully accepted Know Your Customer (KYC) process and comply with Anti-Money Laundering (AML) and Counter Terrorism Financing (CTF) risk policies before being able to invest on the Boldyield platform. Overall, Boldyield offers individuals and companies the opportunity to invest in real estate and cash-flow businesses through its peer-to-business crowdfunding platform. With a focus on accessibility and compliance, it aims to provide a safe and profitable investment experience for its users.
Brickfy
Brickfy is an Estonian crowdfunding platform founded in 2019. It offers various investment types including equity, debt, and peer-to-peer lending. The platform caters to different industries such as real estate, small and medium enterprises (SMEs), personal loans, and mortgages. One of the standout features of Brickfy is its ability to facilitate portfolio diversification for investors. Not only does it allow diversification across different platforms, but it also enables diversification across different asset classes, including lending, equity, non-fungible tokens (NFTs), and cryptocurrency. This provides investors with a broader range of investment opportunities and the ability to spread their risk across different assets. Brickfy operates in English, making it accessible to a wider international audience. The platform has a minimum investment requirement of just 5 EUR, making it attractive to both retail investors and accredited investors. It advertises a return rate of 0.12, which could potentially generate attractive returns for investors. Overall, Brickfy aims to be a "Platform of Platforms" that addresses the needs of investors looking for diversified investment opportunities across various asset classes and industries. With its user-friendly interface and wide range of investment options, it offers a convenient platform for both experienced and novice investors to participate in crowdfunding. To learn more, interested individuals can visit the Brickfy website at https://brickfy.com/.
Scramble
Scramble is a crowdfunding platform founded in 2020 that operates in multiple countries across Europe including Austria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, and the United Kingdom. The platform focuses on P2P lending investments in the startup industry. Scramble is a financial technology company with its headquarters based in Tallinn, Estonia. Its team is distributed throughout Europe, allowing for a diverse range of investment opportunities. The platform operates primarily in English, making it accessible to international investors. The minimum investment on Scramble is 10 EUR, allowing for small-scale investors to participate in crowdfunding campaigns. The advertised return on investment is 0.12, providing potential returns for those who invest through the platform. While most of Scramble's investors are based in the EU, the platform also accepts investors from other countries that are not prohibited by laws or sanctions. This open approach to investor eligibility allows for a wider pool of potential investors to contribute to startup projects. In summary, Scramble is a pan-European crowdfunding platform that specializes in P2P lending for startups. With its distributed team across various European countries and its headquarters in Estonia, the platform offers accessible investment opportunities primarily in English.
Swaper
Swaper is a crowdfunding platform based in Estonia that specializes in P2P lending in the personal loans industry. Established in 2016, the platform provides individuals with the opportunity to invest in loans, with the potential to earn a maximum annual return of 16%. Swaper aims to provide a simple, easy, and transparent investment experience for its users. With exponential growth since its inception, Swaper has garnered significant attention within the investing community. The platform has raised substantial funds, positioning itself as a major player in the industry. To become an investor on Swaper, individuals must be at least 18 years old and residents of a country within the European Economic Area (EEA), Switzerland, or the UK. Additionally, investors must possess a bank account within one of these countries. However, at present, Swaper does not accept investors from Poland or private investors from Estonia. The definition of a resident extends to citizens, individuals with residence permits, and those registered as taxpayers within the specified regions. Swaper's website is available in both English and German, providing accessibility to a broader audience. The platform's minimum investment requirement is a mere 10 EUR, catering to a wide range of investors. Overall, Swaper offers a reliable and regulated crowdfunding platform for individuals looking to invest in the personal loans sector.
EstateGuru
EstateGuru is a crowdfunding platform founded in 2018 that operates in Estonia, Latvia, Lithuania, and the United Kingdom. Specializing in P2P lending within the real estate industry, EstateGuru offers short-term, property-backed loans. Investors can participate in this platform with a minimum investment of 50 EUR and can expect an advertised return of 10.68%. To start lending through EstateGuru, individuals must be at least 18 years old and have a bank account in any of the EEA member states or Switzerland. Additionally, EstateGuru conducts "know your customer" checks before investors can begin building their investment portfolios. As the leading European marketplace for property-backed loans, EstateGuru provides investors with an opportunity to diversify their investment portfolios and potentially earn attractive returns. The platform creates a connection between lenders and borrowers, allowing individuals to directly invest their funds in real estate projects. With an easily accessible website, investors can easily get started by visiting https://estateguru.co/get-started/?publisherId=TCpa6833&partnerId=1&tmtData=fed651e7-a0c3-4a53-800c-54ff6d8e3d62. EstateGuru offers a user-friendly experience, making it convenient for investors to navigate through the platform and support real estate development projects.
Income Marketplace
Income Marketplace is a crowdfunding platform based in Estonia that specializes in P2P lending. Founded in 2020, the platform focuses on the personal loans industry, allowing investors to invest in loans from around the world. The platform's website, accessible through https://getincome.com/, provides all the necessary information and features to facilitate the investment process. Income Marketplace sets a minimum investment amount of 10 EUR, making it accessible to a wide range of investors. The advertised return stands at 0.1181, attracting potential investors looking for profitable opportunities. To be eligible to invest, individuals must meet certain requirements. They need to have a bank account in one of the countries within the European Economic Area (EEA) and possess relevant identification documents such as an EEA country-issued passport, ID card, or residence permit. Additionally, investors must be at least 18 years old and provide a copy of their identification documents to the Income Company. By providing a platform for P2P lending, Income Marketplace offers investors the opportunity to diversify their portfolios and potentially achieve attractive returns. The platform aims to connect borrowers and investors from around the globe, serving as an intermediary that facilitates secure and transparent transactions. With its user-friendly website and accessible minimum investment, Income Marketplace strives to create a seamless experience for investors interested in the personal loans industry.
monefit
Monefit is a crowdfunding platform based in Estonia that specializes in peer-to-peer lending, specifically within the SME industry. Founded in 2006, Monefit aims to be the go-to financial toolkit for individuals and companies by providing low or no fees and reducing barriers to entry. The platform offers its services in multiple languages, including English, German, and Spanish, to cater to a diverse user base. Its website, https://monefit.com/, serves as the central hub for investors looking to get involved. One of the standout features of Monefit is its minimum investment requirement, which is set at a low 10 EUR. This allows individuals with varying financial capacities to participate and invest in businesses. Unfortunately, the specific advertised return on investment is not provided. However, Monefit emphasizes its commitment to building financial products that enhance everyday life while making them easily accessible to users. The platform works tirelessly to streamline the investment process and ensure a smooth experience for its investors. Monefit is open to both individuals and companies, with certain eligibility criteria in place. Individual investors need to be at least 18 years old, have a personal bank account in the European Economic Area, UK, or Switzerland, and successfully verify their identity with the Monefit SmartSaver team. Other entities, such as family trusts and limited liability companies, must have a bank account in the same eligible countries. Potential investors are encouraged to check the dropdown menu in the registration form to confirm if their country of residency and tax residency are included, ensuring eligibility for investment.
Bondora
Bondora is a crowdfunding platform based in Estonia, providing P2P lending services primarily targeted towards small and medium-sized enterprises (SMEs). Established in 2007, Bondora has successfully served over 120,000 customers, generating a staggering interest amount of €40M. The platform was born during the peak of the global financial crisis and aims to democratize investing and help individuals access the investment world effortlessly. Offering a user-friendly experience, Bondora allows individuals and businesses registered in the European Economic Area (EEA), Norway, and EU-approved countries to open an investment account. The platform ensures that anyone over the age of 18 can participate, regardless of their location or nationality. With a minimum investment requirement of just €1, Bondora makes investing accessible to a wide range of people. The platform advertises a return rate of 0.04%, providing potential investors with an opportunity to earn attractive returns on their investments. Bondora's website is available in both English and German languages, ensuring inclusivity for a broader audience. Alongside its language accessibility, the platform boasts a seamless and secure online experience for users. Overall, Bondora's dedication to fostering inclusivity, user-friendly interface, and attractive returns make it a compelling crowdfunding platform for individuals and businesses seeking investment opportunities.
Omaraha
Omaraha is a crowdfunding platform based in Estonia, founded in 2011. It operates in the P2P lending industry, specifically focusing on personal loans. Catering to a wide range of individuals and companies, Omaraha offers a diverse investment opportunity through its platform. The platform supports both English and Estonian languages, making it accessible to users from different backgrounds. With a minimum investment requirement of just 10 EUR, it provides a low entry barrier for potential investors. While the exact advertised return is not mentioned, Omaraha emphasizes its commitment to connecting borrowers with investors, providing a fast, flexible, and responsive service. This suggests that investors can expect favorable returns on their investments. Omaraha serves both personal and corporate investors, further expanding its user base. This means that individuals looking to achieve financial goals, as well as businesses seeking investment opportunities, can both benefit from this platform. Overall, Omaraha offers a convenient and user-friendly crowdfunding platform that connects borrowers and investors in the personal loan industry. With its low minimum investment requirement, diverse user base, and emphasis on fast and flexible services, Omaraha presents an attractive option for those looking to invest in Estonia.