Peer-to-Peer (P2P) Lending platforms

Reviews

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Crowd2Fund

Crowd2Fund is a crowdfunding platform based in the United Kingdom that offers various investment options to individuals. Founded in 2014, it provides opportunities for equity, debt, peer-to-peer lending, and reward-based investments. The platform primarily targets small and medium-sized enterprises (SMEs) as the industry it serves. One of the unique aspects of Crowd2Fund is that it allows investors to choose the British entrepreneurs they want to support. This feature sets it apart from other investment platforms in the UK. Since its establishment, Crowd2Fund has paid out over £6 million in interest to investors from more than 617 distinct investment opportunities, showcasing its success and reliability. The platform's website, available in English, provides all the necessary information and resources for potential investors. To get started, a minimum investment of £100 is required, enabling investors with various financial backgrounds to participate. Crowd2Fund advertises a return range of 6-18%, offering investors potentially attractive returns on their investments. Crowd2Fund caters to both retail and accredited investors, ensuring that individuals with different investment requirements and experience levels can participate. Whether one is new to investing or an established investor, Crowd2Fund offers a diverse range of investment opportunities that can suit different preferences and risk appetites. Overall, Crowd2Fund is a pioneering crowdfunding platform in the United Kingdom, bridging the gap between investors and exceptional British entrepreneurs in need of financial support.

Industry:SME
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Debitum Network

Debitum Network is a crowdfunding platform based in Lithuania that specializes in peer-to-peer lending for small and medium-sized enterprises (SMEs). Founded in 2017, Debitum Network offers an independent and decentralized financing ecosystem that connects businesses with capital to meet their financing and growth needs. The platform focuses on providing businesses with an alternative financing solution, utilizing modern technology to streamline the lending process. Debitum Network boasts transparency and aims to create a fair and open environment for all participants. Investors can participate in P2P lending on the platform, with a minimum investment of 500 EUR. The advertised return for investments on Debitum Network is 9.97%, which makes it an attractive option for individuals and companies looking to diversify their investment portfolios. Debitum Network welcomes both personal and corporate investors, providing them with the opportunity to support SMEs and earn returns on their investments. Through the platform, investors can contribute to the growth and development of businesses in various sectors. To learn more about Debitum Network or to get involved in P2P lending, interested individuals can visit their website at https://debitum.network.

Industry:SME
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Goparity

GoParity is a crowdfunding platform based in Portugal that focuses on debt-based P2P lending. It was founded in 2017 and primarily caters to the SME industry, with a specific emphasis on sustainability, green energy, social causes, farming, and maritime projects. The platform offers an opportunity for individuals and institutions to invest in sustainable projects and earn competitive returns starting from a minimum investment of €5. GoParity aims to simplify the investment process and connect citizens who are interested in supporting environmentally friendly initiatives. With a multilingual interface available in English, Spanish, and Portuguese, the platform ensures accessibility to a wider audience. Investors can browse through the available projects and choose the ones they are interested in contributing to. The returns on investment are advertised at 0.06, making it an attractive option for individuals looking to diversify their investment portfolio and support impactful ventures. GoParity welcomes both private investors and institutional investors, providing an inclusive investment opportunity for anyone interested in supporting sustainable projects in various sectors. By investing as little as €5, investors can contribute towards the overall loan value of the projects they choose to support. Overall, GoParity offers a user-friendly and accessible platform for individuals and institutions to invest in sustainable projects and make a positive impact on the environment and society.

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Reinvest24

Reinvest24 is a crowdfunding platform based in Estonia that specializes in P2P lending for real estate investments. Founded in 2017, the platform offers a range of investment opportunities in the real estate industry, including rental properties, development projects, and real estate backed loans. One of the key features of Reinvest24 is its international reach, allowing investors to diversify their portfolio across five different European countries: Estonia, Latvia, Moldova, Spain, and Germany. This provides investors with the opportunity to tap into various real estate markets and potentially benefit from different market conditions and growth potentials. The platform is accessible to investors from around the world, with its website available in multiple languages including English, Spanish, German, and Estonian. It caters to both private individuals and legal entities interested in real estate investments. Reinvest24 offers a low barrier to entry, with a minimum investment requirement of just 1 EUR. This makes it accessible to a wide range of investors, regardless of their financial capacity. The platform advertises a return of 0.14, indicating the potential annual return on investment. However, it's important to note that returns on investments in real estate are subject to market conditions and individual project performance. Overall, Reinvest24 provides investors with a user-friendly platform to participate in P2P lending for real estate projects across Europe, offering the potential for diversification and attractive returns.

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RE-LENDER

RE-LENDER is a crowdfunding platform based in Italy that focuses on P2P lending in the real estate and SME industries. Founded in 2019, RE-LENDER aims to revitalize communities and their surroundings by raising funds for various projects. The platform offers its services in English, making it accessible to a wider audience. As the world's first "reconversion crowdfunding" platform, RE-LENDER goes beyond traditional crowdfunding by emphasizing the importance of giving new life to communities. The company provides a highly-rated advisory service, ensuring that all aspects of the complex real estate and SME initiatives are designed and managed effectively. While the minimum investment required is 50 EUR, the advertised return on investments is not specified. However, RE-LENDER offers an opportunity for both personal and corporate investors to participate in these projects. By investing through the platform, individuals and businesses can contribute to the transformation and revitalization of various communities and their surrounding areas. Overall, RE-LENDER is a unique crowdfunding platform that combines P2P lending with a focus on community development. With its advisory services and dedication to reconversion, the platform offers an opportunity for investors to make a positive impact while potentially earning returns on their investments.

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Lendermarket

Lendermarket is a crowdfunding platform based in Ireland that specializes in P2P lending. The platform allows individuals and institutions from around the world to invest in loans issued by digital consumer finance companies in various European countries. Lendermarket primarily focuses on three industries: real estate, SME, and personal loans. Founded in 2019, Lendermarket offers its services in multiple languages, including English, French, German, and Spanish. The platform's website provides more details about its operations and investment opportunities. Investors can start with a minimum investment of 10 EUR and enjoy an advertised return of 15.26%. Lendermarket emphasizes the careful selection of loan issuers to ensure the quality and reliability of investment opportunities. Lendermarket welcomes both individual investors and companies to participate in their platform. Individual investors need to meet certain criteria, such as being at least 18 years old, having a personal bank account in the European Economic Area, UK, or Switzerland, and completing a successful identity verification process. Organizations, including family trusts, partnerships, and limited liability companies, are required to have a bank account in the EEA, UK, or Switzerland. Potential investors should review the dropdown menu in the registration form to confirm if their country of residency and tax residency is included in the platform's offerings.

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Nibble

Nibble is a P2P crowdfunding platform based in Spain, specializing in SME investments. It was founded in 2019 and is part of the IT Smart Finance Group (ITSF), a financial conglomerate established in 2014 with a presence in Spain and Russia. The conglomerate has over 200 employees worldwide across its various companies. With Nibble, individuals or legal entities with bank accounts in European countries have the opportunity to invest in SMEs through P2P lending. The platform offers a diverse range of investment opportunities and allows investors to start with a minimum investment of 10 EUR. Nibble's website is available in multiple languages, including English, Spanish, Russian, Deutsch, and Italian, making it accessible to a wider audience. This global reach allows the platform to attract investors from different countries and create a diverse investment community. One of the key factors of Nibble is their advertised return of 0.19, offering a potential return on investments. This can be an attractive option for individuals looking to grow their savings or diversify their investment portfolios. Overall, Nibble provides an inclusive and convenient platform for individuals or legal persons across Europe to invest in SMEs, with its easy-to-use website and low minimum investment requirement.

Industry:SME
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LendSecured

LendSecured is a crowdfunding platform based in Latvia that specializes in P2P lending for sustainable agricultural projects. Founded in 2019, LendSecured aims to support farmers by providing them with access to funding through their platform. The platform offers investment opportunities for both natural and legal persons, allowing individuals and businesses to invest in agricultural projects. It focuses specifically on the farming industry, providing a unique investment avenue for those interested in supporting sustainable agriculture. LendSecured's website is available in multiple languages, including English, German, and Latvian, making it accessible to a wider range of investors. The minimum investment amount required is 50 EUR, making it affordable for individuals looking to diversify their investment portfolio. LendSecured advertises a potential return of up to 14%, which can be an attractive option for those seeking higher returns on their investments. By investing through LendSecured, individuals and businesses can contribute to the growth and development of sustainable farming projects while potentially benefiting from attractive returns. Overall, LendSecured serves as a bridge between farmers in need of funding and investors looking for sustainable investment opportunities in the farming industry.

Industry:Farming
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Esketit

Esketit is a P2P lending crowdfunding platform based in Ireland. Founded in 2020, it specializes in personal loans and allows private investors from Europe and beyond to invest in loans issued by their partners, known as Loan Originators. The platform supports multiple languages such as English, Spanish, and German, catering to a wide range of users. Esketit's website, accessible at https://esketit.com/welcome/tc?click_id=430ff7aa-9b9e-4436-9809-bbfd67703417&CrowdSpace=&utm_source=Circlewise&utm_medium=affiliate&promo=PARTNER, offers a user-friendly interface for investors to browse and choose investment opportunities. With a minimum investment requirement of just 10 EUR, it ensures accessibility to a broad range of investors. One key aspect of Esketit is its advertised return rate of 0.1292, which can be an attractive proposition for potential investors seeking financial gains. To invest, individuals need to be at least 18 years old and have a bank account in the EU or EEA. However, an alternative option is available for those with a cryptocurrency account/wallet, allowing them to deposit funds using stablecoins USDC or USDT. Overall, Esketit provides an opportunity for individuals to enter the crowdfunding market and invest in personal loans, while also diversifying their investment portfolio. With its user-friendly platform, multilingual support, and low minimum investment requirement, Esketit aims to attract a wide range of investors interested in P2P lending opportunities.

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Zmartup

Zmartup is a crowdfunding platform based in Austria that specializes in P2P lending for real estate and startups. Founded in 2020, Zmartup provides an opportunity for individuals and companies to invest in innovative business ideas and finance them through their crowd-financing platform. The platform offers advice and guidance on all business matters, ensuring that investors have the support they need to turn their investments into successful ventures. One of the key features of Zmartup is its focus on the German language, making it an ideal choice for investors based in Austria and German-speaking countries. The minimum investment on the platform is 100 EUR, making it accessible to a wide range of investors. Zmartup advertises a return of 0.07, allowing investors to potentially earn a profitable return on their investment. With a focus on real estate and startups, Zmartup provides opportunities to invest in two industries known for their potential for growth and returns. The platform is open to companies such as GmbH (limited liability companies) as well as individual investors. This allows a diverse range of investors to take advantage of the opportunities offered by Zmartup and support the development of innovative business ideas. Overall, Zmartup offers a user-friendly and accessible crowdfunding platform for investors interested in P2P lending in the real estate and startup industries. With its focus on the German language and expert advice on business matters, Zmartup provides a comprehensive and supportive environment for investors looking to finance and realize their investment goals.

Maclear is a crowdfunding platform based in Switzerland that focuses on P2P lending in the SME industry. Founded in 2020, it aims to provide individuals and corporate entities with safe investments and opportunities for passive income. The platform offers a user-friendly interface in both English and German languages, catering to a wider audience. Maclear's website, found at https://maclear.ch/?click_id=f6c83e99-b281-428c-85b4-0d2912eb17bf&utm_source=affiliate&utm_medium=circlewise&utm_campaign=CrowdSpace&ref=INVITE, allows users to start investing with a minimum investment of 50 EUR. The platform advertises a return of 0.14, which translates to a potential 14% return on investments. The main target audience for Maclear includes both personal investors and corporate entities looking for safe investment opportunities. By providing P2P lending options exclusively in the SME sector, the platform offers individuals the chance to support small and medium-sized businesses while earning passive income. With its user-friendly interface, multiple language options, and a relatively low minimum investment, Maclear strives to make investing accessible to a broader audience. The platform promotes itself as a reliable and secure option for both experienced and novice investors, encouraging users to invest today for potential returns.

Industry:SME