Reviews
Raizers
Raizers is a crowdfunding platform founded in 2014 with operations in Belgium, France, Luxembourg, and Switzerland, primarily focused on the real estate industry. The platform offers investment opportunities in the form of debt financing, allowing individuals and professionals to lend money to real estate developers. By doing so, Raizers aims to provide access to investment opportunities that were traditionally only available to institutional investors. The platform operates in both French and English, making it accessible to a wider range of investors. With a minimum investment requirement of 1,000 EUR, Raizers aims to cater to a diverse pool of investors, including both physical and legal entities. In terms of returns, Raizers advertises a return rate of 0.099, offering potential profitability for investors. Since its inception, the platform has facilitated investments worth over €115 million, highlighting its success in attracting both investors and real estate developers. Overall, Raizers fills the gap between retail investors and real estate development projects, allowing individuals and professionals to participate in the real estate market with a relatively low minimum investment threshold. By providing opportunities in the real estate sector, Raizers contributes to democratizing investment in this industry.
DALENDO
Dalendo is a crowdfunding platform based in Luxembourg that was founded in 2017. It operates as a donation-based platform, meaning that investors contribute funds without expecting a financial return on their investment. The platform focuses on supporting small and medium-sized enterprises (SMEs) in various industries. One of Dalendo's key features is its international reach, allowing individuals and companies from different countries to participate in the platform. The website is available in three languages: French, English, and Portuguese, providing accessibility to a wide range of potential donors. While the minimum investment on Dalendo is set at 10,000 EUR, there is no specific information available regarding the advertised return on investments. However, the platform's primary goal is to promote global business model innovation, empowering human creativity to create sustainable jobs. Dalendo welcomes donors from all sectors and does not limit participation to specific industries. This inclusivity helps create a diverse community of investors and promotes a variety of projects on the platform. Overall, Dalendo is an international crowdfunding platform that aims to create sustainable job opportunities by supporting innovative SMEs. By enabling individuals and companies to donate funds without expecting a financial return, the platform encourages contributions from any donor interested in making a positive impact on the business world.
Scramble
Scramble is a crowdfunding platform founded in 2020 that operates in multiple countries across Europe including Austria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, and the United Kingdom. The platform focuses on P2P lending investments in the startup industry. Scramble is a financial technology company with its headquarters based in Tallinn, Estonia. Its team is distributed throughout Europe, allowing for a diverse range of investment opportunities. The platform operates primarily in English, making it accessible to international investors. The minimum investment on Scramble is 10 EUR, allowing for small-scale investors to participate in crowdfunding campaigns. The advertised return on investment is 0.12, providing potential returns for those who invest through the platform. While most of Scramble's investors are based in the EU, the platform also accepts investors from other countries that are not prohibited by laws or sanctions. This open approach to investor eligibility allows for a wider pool of potential investors to contribute to startup projects. In summary, Scramble is a pan-European crowdfunding platform that specializes in P2P lending for startups. With its distributed team across various European countries and its headquarters in Estonia, the platform offers accessible investment opportunities primarily in English.
Edebex
Edebex is a crowdfunding platform operating in Belgium, France, Luxembourg, and Portugal. Founded in 2014, the platform focuses on peer-to-peer lending, specifically catering to small and medium-sized enterprises (SMEs). Edebex offers an innovative solution, allowing companies to sell their client invoices to investors on their online marketplace. By doing so, businesses can receive their payment within a few days, eliminating the need to wait for the invoice's due date. This quick and easy process provides immediate liquidity to companies, helping them manage their cash flow effectively. On the investor side, Edebex provides an opportunity to invest in these invoices, offering an alternative form of investment beyond traditional methods. However, specific details regarding the advertised return are not provided. Edebex's website serves as the platform for conducting these transactions, providing a convenient and user-friendly interface for both companies and investors. The platform does not specify the minimum amount for investment, but states that the minimum investment for selling invoices is set at 100,000 EUR. Overall, Edebex presents itself as a beneficial platform for SMEs seeking immediate access to funds through selling their invoices, while also providing an avenue for investors to diversify their portfolio.