Reviews
Immocratie
Immocratie is a French crowdfunding platform that was founded in 2014. It operates in the real estate industry and offers investment options in the form of equity and peer-to-peer lending. The platform primarily caters to private investors, both individuals and corporate entities. The main objective of Immocratie is to connect experienced real estate promoters with investors who are looking to support their projects. Private investors can contribute funds to one of the operations listed on the platform, thereby becoming part of the financing round. The minimum investment required to participate is 1,000 EUR. Immocratie operates in the French market and the primary language used on the platform is French. It offers an advertised return of 10-12% on investments, making it an attractive option for individuals who want to diversify their investment portfolios or explore opportunities in the real estate sector. To participate in Immocratie, both personal and corporate investors are welcome. This provides a wide range of investment possibilities for individuals as well as businesses interested in real estate crowdfunding. The platform's website, which can be found at https://www.immocratie.com/, provides detailed information about the investment opportunities available, allowing investors to make informed decisions. In summary, Immocratie is a real estate crowdfunding platform in France that allows private investors to finance experienced real estate promoters. With a minimum investment of 1,000 EUR and a potential return of 10-12%, Immocratie offers an accessible and attractive option for individuals and corporate entities looking to invest in the real estate industry.
Monestro
Monestro is a crowdfunding platform based in Estonia that specializes in peer-to-peer (P2P) lending. It was founded in 2014 and operates in the SME and personal loans industry. The platform allows investors to directly connect with borrowers, eliminating the need for intermediaries. Investors on Monestro can make bids on loans based on real market conditions. They also have the opportunity to ask borrowers questions and access the secondary market. The minimum investment required is 10 EUR and the advertised return is 0.13. Monestro's website is available in multiple languages, including English, German, Estonian, and French. The platform is open to both individuals and companies, with certain eligibility criteria. Individual investors must be at least 18 years old and citizens or permanent residents of the European Economic Area or Switzerland. They are also required to have a bank account in the European Economic Area and have their identity successfully verified by Monestro. For companies, family trusts, partnerships, and other organizations, a bank account and registration in the European Economic Area or Switzerland are mandatory. However, UK citizens, residents, or taxpayers are currently not eligible to invest on Monestro. Overall, Monestro provides a user-friendly P2P lending platform for investors to support SMEs and personal loans, while also offering transparency and accessibility features such as the secondary market and direct interaction with borrowers.
Raizers
Raizers is a crowdfunding platform founded in 2014 with operations in Belgium, France, Luxembourg, and Switzerland, primarily focused on the real estate industry. The platform offers investment opportunities in the form of debt financing, allowing individuals and professionals to lend money to real estate developers. By doing so, Raizers aims to provide access to investment opportunities that were traditionally only available to institutional investors. The platform operates in both French and English, making it accessible to a wider range of investors. With a minimum investment requirement of 1,000 EUR, Raizers aims to cater to a diverse pool of investors, including both physical and legal entities. In terms of returns, Raizers advertises a return rate of 0.099, offering potential profitability for investors. Since its inception, the platform has facilitated investments worth over €115 million, highlighting its success in attracting both investors and real estate developers. Overall, Raizers fills the gap between retail investors and real estate development projects, allowing individuals and professionals to participate in the real estate market with a relatively low minimum investment threshold. By providing opportunities in the real estate sector, Raizers contributes to democratizing investment in this industry.
Neofinance
Neofinance is a crowdfunding platform based in Lithuania that specializes in P2P lending for SMEs. Founded in 2014, it aims to connect lenders with borrowers, allowing lenders to earn higher returns on their investments. Neofinance is considered one of the leading P2P lending platforms in the country. The platform offers international investment opportunities, attracting investors beyond Lithuania's borders. It is accessible to individuals who are citizens of the European Union, as long as they possess a valid personal document such as a passport or ID card, or a valid mobile signature. Neofinance's website is available in multiple languages, namely English, Dutch, and Lithuanian, making it easier for international investors to navigate and participate. The minimum investment required is €10, making it accessible to a wide range of investors with varying budgets. The platform advertises a return of 0.12, indicating the potential profitability of investing through Neofinance. With a focus on SME loans, it provides an avenue for investors to contribute to the growth and development of small and medium-sized businesses. Overall, Neofinance offers a user-friendly platform for P2P lending, promoting investment opportunities for EU citizens and generating potential returns for lenders. Its emphasis on SME lending contributes to the economic growth of the region while allowing investors to earn higher returns on their investments.
Raize
Any individual or organization who meets the minimum investment requirement of 20 EUR can invest on the Raize crowdfunding platform. This includes both Portuguese and international investors, as the platform supports both English and Portuguese languages. Raize primarily focuses on P2P lending in the SME industry, aiming to provide funding to small and medium-sized enterprises across Portugal. Founded in 2014, Raize has quickly emerged as one of the leading funders of Portuguese SMEs. With their extensive investment community, Raize has become one of the largest crowdfunding platforms in Portugal. Their mission is to support and invest in the future of the country by collaborating with top-performing Portuguese companies. Raize prides itself on its efficiency, promising companies financing within just 5 days. The platform offers a straightforward investment process, making it accessible to a wide range of investors. The minimum investment amount of 20 EUR allows for greater inclusivity and allows individuals with varying financial capacities to participate. By connecting investors with SMEs, Raize provides an alternative financing option to traditional banking channels. It offers individuals and organizations the opportunity to support and contribute to the growth of Portuguese businesses while earning a return on their investment. For those interested in supporting the Portuguese SME sector and seeking a potential financial return, Raize is a reputable crowdfunding platform to consider.
SaveLend
SaveLend is a crowdfunding platform based in Sweden that specializes in peer-to-peer lending for small and medium-sized enterprises (SMEs). Founded in 2014, SaveLend provides individuals and companies the opportunity to invest in credit and make money like big banks do. Previously, this form of investment was only accessible to a select few, but SaveLend has made it accessible to the public through peer-to-peer loans. SaveLend operates primarily in Sweden, but also caters to English and Finnish speaking individuals and businesses. Their website, available at https://savelend.se/, provides information and services in these three languages. Investing on SaveLend requires a minimum investment of 2,000 EUR. Although the advertised return is 0,08, it is important to note that this may vary depending on the specific loans available on the platform. SaveLend accepts investments from both personal and corporate investors, allowing a wide range of individuals and businesses to participate in this crowdfunding opportunity. Overall, SaveLend aims to democratize investment opportunities and bridge the gap between borrowers and lenders, allowing individuals and companies to participate in the credit market and earn returns through peer-to-peer lending.
ZonnepanelenDelen
ZonnepanelenDelen is a crowdfunding platform based in the Netherlands that offers mini-bonds as an investment opportunity. The platform focuses on the green energy industry, specifically solar energy projects. Founded in 2014, ZonnepanelenDelen aims to connect solar energy projects with individuals and organizations who are interested in investing in them through a loan. One of the unique aspects of ZonnepanelenDelen is that it allows for investments starting from just 25 euros. This low minimum investment makes it accessible to a wide range of investors, including individual savers who may not typically have access to such investment opportunities. The platform offers an advertised return of around 3.5%, providing investors with an attractive potential return on their investment. It is worth noting that the annual interest rate is variable and dependent on various factors, ensuring potential flexibility for both investors and the solar energy projects. ZonnepanelenDelen's website provides comprehensive information about the platform and the investment opportunities available. Unfortunately, there is no information provided about the languages supported on the website. Overall, ZonnepanelenDelen offers an accessible and attractive investment option for individuals and organizations interested in supporting green energy projects in the Netherlands.
SamenInGeld
SamenInGeld is a crowdfunding platform based in the Netherlands that specializes in buy-to-let investments in the real estate industry. The platform was founded in 2014 and primarily operates in the Dutch market, with its website available in the Dutch language. One of the key highlights of SamenInGeld is the extensive collateral it offers compared to other crowdfunding platforms. It provides mortgage security to investors, ensuring that they have the first right to a refund in case of financial uncertainty. This collateral is even offered before the tax authorities, providing an additional layer of protection to investors. While the exact advertised return is not mentioned, SamenInGeld offers investment opportunities with a minimum investment amount of 250 EUR. This lower entry barrier makes it accessible to both personal and corporate investors. Unfortunately, the provided information ends abruptly and does not provide further details about the features and benefits of investing through SamenInGeld. Nonetheless, with its focus on buy-to-let real estate investments and its unique mortgage security offering, SamenInGeld appears to be a promising crowdfunding platform for individuals and businesses looking to invest in the Netherlands.
Bona Fides Invest
Any individual or organization from around the world can invest through Bona Fides Invest. The platform offers a wide range of investment types including equity, debt, P2P lending, reward-based crowdfunding, donation-based crowdfunding, and mini-bonds. Bona Fides Invest caters to multiple industries, making it suitable for investments in real estate, startups, small and medium enterprises (SMEs), sustainability projects, litigation funding, green energy initiatives, health and science ventures, logistics projects, personal loans, art campaigns, mortgages, social causes, education, farming, sports, and maritime ventures. Established in 2014 and based in Croatia, Bona Fides Invest has a user-friendly website that provides information in multiple languages, including Bulgarian, Croatian, Czech, Danish, English, Finnish, French, German, Greek, Hungarian, Italian, Polish, Portuguese, Romanian, Slovak, Slovenian, Spanish, and Swedish. With a minimum investment of just 1 EUR, Bona Fides Invest aims to make crowdfunding accessible to a wide range of investors, from individuals to institutions. The platform offers an advertised return of 0.04. In summary, Bona Fides Invest is an EU-based fintech platform that facilitates crowdfunding for individuals and organizations worldwide. With its diverse range of investment options and industry presence, it offers opportunities for investors to support and fund projects in various sectors.
Bricksave
Anyone over the age of 18 with a minimum investment of 1,000 EUR can invest in Bricksave. The platform allows individuals to invest in real estate properties globally, providing them with the opportunity to gain higher returns. Bricksave was founded in 2015 and is based in the United Kingdom. The platform offers equity-based investments, allowing investors to become partial owners in institutional-grade properties. Bricksave boasts a user-friendly website available in English, making it accessible to a wide range of investors. The platform aims to make real estate investment hassle-free and low-risk by carefully selecting properties. Investors can expect an advertised return of up to 12% on their investments. Bricksave ensures that individuals have direct access to these high-quality real estate investments that were traditionally only available to institutional investors. This creates an opportunity for investors to diversify their portfolios and potentially generate significant returns. With its global real estate focus, Bricksave allows investors to choose from a variety of properties in different locations, mitigating the risk associated with investing solely in one market. By enabling individuals to invest in institutional-grade properties with relatively small amounts of capital, Bricksave democratizes real estate investing and provides a pathway for individuals to grow their wealth.
Folkeinvest
Folkeinvest is a leading Nordic equity crowdfunding platform based in Norway. Founded in 2015, the platform aims to facilitate the raising of capital for scaling small and medium-sized enterprises (SMEs). With a focus on startups and SMEs in various industries, Folkeinvest provides an opportunity for individuals to participate in value creation as entrepreneurs, investors, or cheerleaders. The platform operates in Norwegian, catering to the local market. It offers equity investments, allowing individuals to invest in businesses they believe in. The minimum investment required is 500 EUR, making it accessible to a wide range of investors. Folkeinvest prioritizes enabling all types of investors to participate, while also equipping startups and growth-focused businesses with the means to raise capital. However, the specific details about the advertised return on investment are not provided in the given information. With its mission to support SMEs and encourage participation in value creation, Folkeinvest provides a platform for individuals to contribute to the growth and success of businesses. The website, available at https://folkeinvest.no/, serves as a hub for information and investment opportunities. Overall, Folkeinvest is a crowdfunding platform in Norway that aims to bridge the gap between investors and scaling SMEs, offering a unique opportunity for individuals to invest in businesses and contribute to their growth.