Goparity

Babyloan

France

Anyone can invest in Babyloan, as the platform allows individuals to make donations starting from just 1 EUR. However, it is important to note that this type of investment does not offer any advertised return for the investors. Babyloan is a crowdfunding platform based in France. It focuses on the personal loans industry and operates as a donation-based investment platform. The platform was founded in 2008 and is available in both French and English languages. Babyloan has positioned itself as the French leader in philanthropic crowdfunding, with a specialization in microloans. Over the years, the platform has gained significant traction, attracting a community of 75,000 members. These members have collectively raised more than €20 million, which has been distributed to around 40,000 micro-entrepreneurs not only in France but also across the globe. With a minimum investment requirement of only 1 EUR, Babyloan has made it accessible for anyone to participate and contribute to their cause. While investors may not receive any form of financial return, Babyloan provides them with an opportunity to make a social impact by supporting micro-entrepreneurs and helping them grow their businesses. Overall, Babyloan offers a platform where individuals can donate small amounts of money to support micro-entrepreneurs and contribute to social development.

Landbay

United Kingdom

Landbay is a crowdfunding platform based in the United Kingdom that specializes in P2P lending for the SME (small and medium-sized enterprise) industry. Founded in 2014, Landbay primarily focuses on facilitating investments in the UK's private rented sector through financing residential buy-to-let mortgages. With English as its primary language, Landbay provides an accessible platform for investors looking to engage in P2P lending. The platform's website, located at https://landbay.co.uk/, offers user-friendly features and resources for potential investors. Landbay welcomes a wide range of investors, allowing both individuals and institutions to participate. The minimum investment amount required is 50 GBP, making it accessible for those looking to start with smaller investments. While the advertised return on investments is not readily available, Landbay boasts its fast-growing status in the UK lending market for buy-to-let mortgages. This indicates potential profitability for investors. Overall, Landbay is a reputable crowdfunding platform in the United Kingdom that provides a platform for individuals and institutions to invest in the residential buy-to-let mortgage market. With a comprehensive website and various investment opportunities, it offers an accessible option for those interested in P2P lending for SMEs.

Capital Cell

Spain

Anyone can invest in Capital Cell as long as they meet the minimum investment requirement of 100 EUR. The platform is based in Spain and primarily operates in the Spanish language. Capital Cell focuses on equity crowdfunding, meaning that investors receive shares in the companies they invest in rather than a fixed return. This provides investors with the opportunity to potentially benefit from the growth and success of the health and biotechnology companies in which they invest. Founded in 2014, Capital Cell has established itself as the first online investment platform in Europe that specializes in the health and science industry. This sector is considered highly profitable, making it an attractive investment opportunity for individuals interested in supporting innovation and advancements in health and biotechnology. Capital Cell's website, available at https://capitalcell.es/, serves as a hub for investors to browse and select investment opportunities in health and science companies. While the platform does not explicitly advertise a specific return on investment, investors have the potential to earn a return through the appreciation of their equity shares in successful companies. Overall, Capital Cell provides individuals interested in the health and biotechnology sector in Spain with a platform to invest in innovative companies and potentially benefit from their growth.

Bulkestate

Latvia

Bulkestate is a real estate crowdfunding platform based in Latvia. Founded in 2016, the platform focuses on P2P lending in the real estate industry. The company offers investors the opportunity to participate in real estate investment projects and earn passive income. One unique feature of Bulkestate is the option to buy real estate below market price through their group-buying platform. This allows investors to take advantage of exclusive deals and potentially increase their returns on investment. The platform is available in English, making it accessible to a wider audience of international investors. The minimum investment required to participate is 50 EUR, providing an affordable entry point for both personal and corporate investors. While the advertised return is not specified, Bulkestate provides an avenue for investors to generate income through their real estate investments. The platform aims to streamline the process of real estate investing, making it more accessible and convenient for investors of various backgrounds. Overall, Bulkestate offers a user-friendly platform for individuals and businesses looking to diversify their investment portfolios through P2P lending in the real estate market.

IntroCrowd

United Kingdom

Intro Crowd is a P2P lending crowdfunding platform based in the United Kingdom. Founded in 2015, Intro Crowd focuses on investments in the SME industry. The platform is available exclusively in English and can be accessed through their website, https://www.introcrowd.com/. As a P2P lending platform, Intro Crowd provides individuals with the opportunity to lend money to SMEs in exchange for potential returns. The minimum investment on this platform is set at 500 GBP. Unfortunately, the specific advertised return is not mentioned. Intro Crowd specializes in the strategic land business, ensuring that the investment process is simplified and convenient for investors. The platform's design aims to make the investment procedure as straightforward as possible. By providing a user-friendly interface and detailed information on investment opportunities, Intro Crowd aims to attract investors interested in the SME sector. While there are no specific restrictions mentioned regarding who can invest, it is important to note that individuals interested in investing on the platform will need to adhere to the minimum investment requirement. Additionally, it is recommended for potential investors to thoroughly research and understand the risks involved in P2P lending before committing their funds.

Bloomio

Switzerland

Bloomio is a crowdfunding platform based in Switzerland that was founded in 2017. It offers two types of investments: Equity and Peer-to-Peer (P2P) lending. The platform primarily focuses on the real estate industry. Bloomio aims to revolutionize the venture capital industry by providing a digital investment and trading platform. It offers early-stage startup founders an opportunity to raise capital, while investors can discover and invest in these promising ventures. The platform's website, https://www.bloomio.com/, facilitates easy access for both entrepreneurs seeking funding and investors looking for investment opportunities. The minimum investment amount is 50 EUR, making it accessible to a wide range of potential investors. However, the advertised return on investment is not specified. As a consumer finance fintech company, Bloomio seeks to bridge the gap between startups and investors, creating a more seamless and efficient investment process. The platform aims to democratize investing, allowing anyone with a minimum investment to participate in the funding of early-stage companies. While the exact languages supported by Bloomio are not mentioned, the platform likely offers multilingual support to cater to a global audience. By providing a digital platform, Bloomio offers convenience and accessibility to investors and startups from around the world, making it an attractive option for those seeking to raise capital or invest in early-stage ventures in the real estate industry.